Job Title: Credit Officers – Group & Individual Lending (Several Fresher Jobs)
Organisation: ENCOT Microfinance
Duty Station: Uganda
About Organisation:
Serving over 36,000 clients in 17 districts of the Mid-Western and Central region(s) of Uganda, ENCOT Microfinance Limited (ENCOT) is a social impact, fast growing and innovative MFI operating a network of 10 branches of Hoima, Masindi, Kigumba, Kagadi, Nakasongola, Kawempe, Luweero, Bweyale, Katikara and Karuguuza. ENCOT’s mission is to provide microfinance services to low-income smallholder farmer communities, most especially women, to allow them curve their own paths out of poverty through creation of own jobs.
Job Summary: The role of this position is to provide direct sales of loans/credit services offered by ENCOT to customers and ensure loan 100% recovery of assigned loans portfolio (both current and past-due) in a manner that ensures maximum return while ensuring application of best practice and customer satisfaction in accordance with ENCOT’s strategic objectives and credit policies.
Key Duties and Responsibilities:
- Client mobilization and training.
- Loans processing.
- Loan recoveries.
- Customer care.
- Loans utilization follow-up.
- Delinquency management.
- Reporting as required.
- Contribution to general organization development as a key member of staff.
- Any other duties that can be competently and professionally performed.
Qualifications, Skills and Experience:
- Diploma in Social Work, Education, Business Administration and any other related field.
Core Capabilities:
- High level of honesty, integrity and accountability.
- Ability to achieve results while working independently with little supervision.
- Ability to ride a motorcycle and follow all traffic regulations (valid riding permit is a must).
- Ability to communicate effectively (Written, Verbal and Gesture).
- Thinking deeply, clearly and independently.
- Ability to learn, unlearn and re-learn while practicing change and innovation.
- Ability to work in teams and build collaborative relationships.
- Ability to frequently travel to the field as required.
- Ability to work and live with rural communities especially the poor.
- Ability to communicate fluently in English and basic Kiswahili.
How to Apply:
Qualified and interested candidates should submit their applications in PDF format (Cover Letter, CV, Copies of Academic Documents and Copy of National ID) by email to [email protected]
The Head of Human Resources,
ENCOT Microfinance Ltd,
Plot 88 Port Road,
P.O. BOX 389, Masindi
Deadline: 14th June, 2025 by 5:00 pm
Please note that only shortlisted candidates will be contacted and documents submitted to ENCOT for application purposes shall not be recalled.
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