Job Title: Corporate Credit Manager
Organisation: KCB Bank Uganda
Duty Station: Kampala, Uganda
About Organisation:
KCB Bank Uganda, a subsidiary of the KCB Group since 2007, is a licensed commercial bank regulated by the Bank of Uganda. As of May 2026, it operates 16 branches nationwide and offers a broad suite of retail, corporate, and digital banking solutions.
Key Duties and Responsibilities:
- Lead comprehensive credit evaluations and reviews to thoroughly assess client credit risk and verify creditworthiness in alignment with KCB’s policies and regulatory standards.
- Generate precise and timely credit portfolio analyses, concisely communicating key findings and recommendations to stakeholders including Corporate Relationship Managers and Credit Risk teams.
- Take accountability for detailed financial statement spreading, assigning credit grades in accordance with internal scorecards, and document client risk profiles alongside risk mitigations, vigilantly monitoring for any credit-impacting developments.
- Collaborate effectively with Relationship Managers to originate credit assessments and maintain oversight of credit exposures to support sound decision-making.
- Conduct fraud risk assessments on client portfolios, documenting residual risks and recommending mitigants following the bank’s defined frameworks.
- Assist in identifying profitable business opportunities that maintain acceptable risk profiles, partnering with Relationship Managers and Product specialists to tailor product solutions.
- Perform in-depth credit analyses encompassing market dynamics and industry-specific risks.
- Portfolio monitoring and Analysis to avoid account migrations as well as covenant tracking.
DAILY RESPONSIBILITIES:
- Assess and recommend for approval credit applications above delegated lending discretionary authority.
- Monitor pre-approved loan applications pending with business to ensure they are sanctioned within SLA.
- Conduct periodic customer visits to ensure proper utilization of facilities or assess the business prior to lending on sample basis.
- Daily Review of accounts in Arrears and ensure responses to the credit unit, daily monitoring of limits due to expire in 90 days and prepare demand notices for accounts in Arrears as per the Bank’ credit policy.
- Any other duties delegated from time to time.
CHALLENGES:
- The Corporate Credit Analyst’s performance is measured on rework rates.
- The TAT performance measure is disproportionately weighted on TAT performance of other individuals in the Credit process who are not accountable to the Corporate Credit Analyst
Qualifications, Skills and Experience:
- Bachelor’s degree in Accounting, Economics, Finance or Business-related course
- Professional Qualifications i.e. Certified Credit Management, Credit Risk Management, or any other recognised credit certification course.
- Master’s degree in Economics, Finance or Business-related course
- At least five years of related work experience with competencies in Relationship Management, Credit Portfolio Management and Credit Underwriting and approval
How to Apply:
All suitably qualified and Interested applicants should apply online at the link below.
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Deadline: 12th August 2026
NB: Only shortlisted candidates will be contacted.
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Level of Education: bachelor degree
Work Hours: 8
Experience in Months: 60