Job Title: Credit Manager
Organisation: KCB Bank Uganda
Duty Station: Kampala, Uganda
About Organisation:
KCB Bank Uganda, a subsidiary of the KCB Group since 2007, is a licensed commercial bank regulated by the Bank of Uganda. As of May 2026, it operates 16 branches nationwide and offers a broad suite of retail, corporate, and digital banking solutions.
Job Summary: Quality assessment and prudent decisions on loan applications within lending discretionary limit and/or making recommendations to higher approving authority.
Key Duties and Responsibilities:
- Compliance with target turnaround time and the agreed Service Level Agreement (SLA).
- Provide prompt guidance, mentoring, coaching and support on aspects of credit to all credit teams across branch network.
- To grow the good book whilst minimizing risk.
- Provide the lead technical support on development of new and reviewing existing credit products, credit policies and credit appraisal tools.
- Identify training needs of credit teams in head office and across branch network through branch visits, spot checks and observations and recommend appropriate credit up-skilling.
- Assist the Head of Credit and or Senior Credit Manager on all credit related issues delegated and act in their capacity while they are away.
DAILY RESPONSIBILITIES:
- Sanction credit applications within delegated lending discretionary authority for KCB Bank Uganda.
- Assess and recommend for approval credit applications above delegated lending discretionary authority.
- Coach and mentor credit analysts within KCBU Head Office.
- Monitor pre-approved loan applications pending with business to ensure they are sanctioned within SLA.
Other Duties:
- Conduct credit training or recommend necessary trainings for Credit Analysts and Relationship Managers.
- Prepare and submit for review Board Credit Committee credit request Memos within the specified timelines.
- Participate in the 360 Degrees and customer survey feedback reviews.
- Review new/re-packaged credit product proposals.
- Ensure applications are processed within TAT to avoid long outstanding CQ items.
- Conduct periodic customer visits to ensure proper utilization of facilities or assess the business prior to lending on sample basis.
- Any other duties delegated from time to time.
Qualifications, Skills and Experience:
- Bachelor’s degree
Economics, Finance or Business-related course
- RQ
- Certified Credit Management, Credit Risk Management, or any other recognised credit certification course.
- RQ
- Master’s degree
Economics, Finance or Business-related course
- AA
Experience
Total Minimum No of Years Experience Required
- 6
Detail
- Minimum No of Years
Need Type
Relationship Management
- 1
- DE
Credit Underwriting and Approval
- 4
- ES
Credit Portfolio Management
- 1
- ES
How to Apply:
All suitably qualified and Interested applicants should apply online at the link below.
NB: Only shortlisted candidates will be contacted.
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Level of Education: bachelor degree
Work Hours: 8
Experience in Months: 72