Job Title: Credit Analyst
Organisation: Bank of Africa Uganda
Duty Station: Kampala, Uganda
About Organisation:
Bank of Africa Uganda Limited is part of GROUPE BANK OF AFRICA (BOA) comprising 16 Commercial Banks, 3 Leasing Companies, 2 Investment Companies, a Stock Brokerage Company, an Asset Management Company and a Mortgage Bank. It spans 15 African countries and France, employing over 5,000 people.
Job Summary: To critically assess risks in credit proposals and provide an opinion to management before booking the risk by the Bank, and manage /recommend courses of action to be undertaken to mitigate risks on credit business.
Key Duties and Responsibilities:
- Appraise credit proposals for financing using Bank or administered funds in line with the guidelines of Bank of Africa, the Central Bank, and any other appropriate credit standards, regulations, policies and practices, and approve within personal lending limits or make appropriate recommendations to the Credit Committee for decision making.
- Review and sign-off offer letters for approved facilities, ensuring that all terms and conditions have been indicated as per approval.
- Review and / or recommend annual improvements to the Credit Policy and Procedures Manual, Underwriting Standards and Credit Product to the Head, Credit Analysis.
- Ensure that all credit files reviewed are timely updated with correspondences from / to clients, are well maintained and contain all the relevant sections as per BOA credit policy.
- Visit / meet customers when required and further undertake project / business site visits, security inspections to better understand the related risks, and document visit reports with copies placed in credit files.
- When required, proactively train / coach any stakeholders along the credit process in credit risk assessment techniques and review their credit files for purposes of coaching.
- Monitor the credit portfolio as may be assigned by the Head, Credit Analysis.
- Carry out any other duties that may be assigned to you from time to time.
Qualifications, Skills and Experience:
- Bachelor’s Degree in Business, Finance, Accounting Banking or a relevant field
- Certification in credit skills is desirable
- Professional qualifications in Finance or related fields e.g. ACCA, CFA, CPA desirable
- 3 years’ experience in Banking, preferably in risk analysis for financial products
- Solid grasp of the Bank’s business model, its strategy and all of its products and services
- Solid grasp of laws, regulations, policies, process and procedures relating to credit
- Solid grasp and interpretation of industrial and national economic trends
- Exposure the Banking Core Systems and Credit Processing Systems
Experience, Competencies and Additional Requirements
- High ethical standards and a commitment to the values of the Bank.
- Strong financial and numerical skills
- Strong business acumen
- Solid and proven credit skills
- Strong analytical skills
- Customer centricity
- Strong interpersonal skills with ability to influence key people inside and outside the Bank
- Attention to details and good investigation skills
- Strong presentation, verbal and written communication skills
- Ability to work under pressure, in a fast paced and results driven environment
How to Apply:
All suitably qualified and Interested applicants should apply online at the link below.
Opens the employer’s application pageApply Now →
Deadline: 4th October 2026
NB: Only shortlisted candidates will be contacted.
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Level of Education: bachelor degree
Work Hours: 8
Experience in Months: 36