Current Banking Jobs in Uganda
Job Title: Loans Officer
Organisation: CPA Cooperative Society
Duty Station: Kampala, Uganda
About Organisation:
The CPA Cooperative Society (CPA SACCO Ltd) is a financial cooperative in Uganda specifically created for accountants, CPA members, graduates, and students. It operates as a multipurpose cooperative designed to foster economic well-being and provide customized financial services for the accounting fraternity.
Job Summary: To ensure that the loans portfolio is maintained at the highest possible quality and attains a growth rate consistent with CPA SACCO’s strategic plan targets
Key Duties and Responsibilities:
- Loan Origination and Appraisal: Market and advertise to the SACCO members and identified employers about all available products and services.
- Receive and screen loan applications, conduct due diligence through thorough verification of income, collateral, guarantors, and credit reference, and prepare credit analysis reports with recommendations.
- Compile individual files to be forwarded to the Loans Committee.
- Disbursement and Documentation: Ensure all loan files are complete before disbursement.
- Educate members on terms of the loans such as interest, repayment schedules, and penalties, strictly following the SACCO’s credit policy.
- Ensure that all loans are insured with the relevant insurance companies and carry out inspection of all items pledged as collateral.
- Loan Recovery and Portfolio Management: Monitor repayment performance of assigned loan portfolio and follow up on due/overdue loans via calls, SMS, email, and visits.
- Restructure or recommend write-off for bad loans, keep PAR >30 days below 5%, and contribute to the enhancement of the credit policy.
- Member Education and Service: Train members on budgeting, debt management, and loan product features.
- Handle member queries about loans, balances, and top-ups to build trust.
- Receive and handle inquiries about SACCO business and advise management accordingly.
- Reporting and Compliance: Maintain accurate loan files and member data, and prepare and submit daily/weekly, monthly, quarterly, and annual loan portfolio reports to the Manager.
- Ensure all processes follow SACCO by-laws and credit policy, and stay abreast of new types of loans and products.
- Be responsible for the day-to-day maintenance of all member files and loan status.
Qualifications, Skills and Experience:
- CPA level two and a Degree in a business-related course.
- Four (4) years’ experience in Banking, Microfinance or Cooperative environment.
Key Skills & Competencies
- Credit analysis, financial analysis, and negotiation skills.
- Computer skills preferably Microsoft Office Applications and MS Excel.
- Basic knowledge of computerised accounting.
- Ability to work on own initiative and act as a team player.
- Capacity to establish credibility, trust and partnership with members and key stakeholders.
- Analytical, problem-solving, good interpersonal, and communication skills.
- Passion for career growth, customer service, integrity and honesty
How to Apply:
All applications must be submitted as PDFs to This vacancy has closed — applications are no longer acceptedApplications closedSee open jobs at CPA Cooperative Society →
Deadline: 8th July 2026
NB: Only shortlisted candidates will be contacted.
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Level of Education: bachelor degree
Work Hours: 8
Experience in Months: 48