The Ugandan Jobline

Job Title:   Credit Evaluation Supervisor –
Incremental Housing Loans

Organization:
Housing Finance Bank

Duty Station:
Uganda

Reports To:
Manager Credit Evaluation

Grade:
Principal Banking Officer

About US:

Housing Finance
Bank, is a Commercial Bank and the leading provider of housing finance
solutions with a vision to be the preferred consumer and business bank with a
focus on housing finance. To efficiently and effectively attain its strategic
objectives, Housing Finance Bank is seeking to hire qualified, versatile and
self-driven individuals to join an exciting opportunity to grow the bank’s
incremental housing loan segment. The objective of the incremental housing loan
is to provide housing financial solutions to low and middle income earners in
both the formal and informal sectors of the Ugandan economy;

Job Summary:  Prepare and analyse Incremental Housing credit
proposals in line with the Bank’s Credit Policies and Procedures and any other
credit guidelines in place while undertaking effective credit appraisal and due
diligence process in order to achieve quality portfolio growth..

Key Duties and Responsibilities: 

·       Prepare proposals for all credit applications
in line with the Bank’s Credit Policy and Procedures in a timely manner

·       Review loan applications and advise on the
appropriate structuring of loans applied for by eligible customers. This
includes signing off required documentation to ensure that loan applications reviewed
meet set standards and complies with the Bank’s Credit Policy

·       Ensure proper pricing on a revenue/expense
basis and ensure full collection of fees and commissions, whilst growing the
revenue line

·       Review and analyse customer information and
advise business units on cross selling opportunities to grow the Bank’s asset
and liabilities base

·       Conduct compliance reviews of the
documentation received and ensure completeness, validity and accuracy of
support documentation/information in line with the Bank’s product parameters,
Credit Policy and Procedures

·       Submit and present files to the Executive
Credit Committees on behalf of the branches and or business units in line with
the Bank’s policies and procedures

·       Any other related duties that may be assigned
from time to time

Qualifications, Skills and Experience:

·       The ideal candidate must be a Bachelor’s degree
holder from a recognized university, preferably in Business Studies, Finance
and Accounting, Management, Commerce, Economics, Microfinance and Statistics.

·       At least four years working experience in
microfinance lending / credit appraisal or related field

·       Advanced credit analysis skills –
interpretation of financial information

·       Computer competence in Microsoft Office

·       Should be passionately committed to
management of risk and delivering quality service.

·       Should have a good industry knowledge and
leadership skills with demonstrated competencies in championing customer focus.

·       Have excellent negotiation, coordination and
organizational skills

·       Ability to exercise the highest level of
integrity and confidentiality

·       Have excellent communication skills – both
written and oral.

·       Good interpersonal skills – ability to
quickly build rapport with new people.

How to Apply:

All Interested
candidates should hand deliver their applications with a recent CV, copies of
all academic transcripts, certificates and testimonials, daytime telephone
contact, postal and email address and three competent referees to:

Head, Human Resouces

Housing Finance
Bank,

Investment House

4 Wampewo Avenue,
Kololo

NB: Please take note
that ONLY shortlisted candidates will be contacted and any form of canvassing
will lead to automatic disqualification.

Deadline: Thursday 23^rd July 2020 at 5:00 pm

For more of the latest jobs, please visit https://www.theugandanjobline.com  or find us on our facebook page https://www.facebook.com/UgandanJobline

Related Jobs