The Ugandan Jobline

• Confirm
  loan details or type loan i.e. secured, takeover or unsecured.
• Create
  loan account for loans that are to be disbursed.
• Disburse
  all loans applications that meet the required criteria and update the
  system and the CAM report with stamp signature.
• Adhere to
  timelines for crediting secured loans after security perfection
  certificate and safe to lend documentation have been received.
• For new
  loans check for salary credits to ensure that salaries are received
  through Barclays before loan account has been opened.
• For
  government Loans, confirm affordability checks have been done and reserved
  amount still holds on the PSU system.
• Confirm
  that the outgoing RTGs amount is in line with the outstanding amount on
  the loan statement for takeovers.
• Confirm
  that the outgoing RTGs amount is in line with the balance on the top up
  for all existing borrowers.
• Forward
  all applications that do not meet the requirements to the receipt desk for
  outbound courier after updating the system (including loan tracker).
• Remit
  insurance premium and stamp duty for the month to the insurer and URA
  respectively.
• Conduct
  post disbursement call over to ensure accuracy of all information captured
  during the loan processing chain (standing order amount, insurance fees,
  interest rates, loan duration, amount borrowed,etc) using the Loans
  disbursed and the insurance premium.
• File loan
  applications that have been disbursed for future reference.

• Create
  loan account for loans that are to be disbursed.
• Disburse
  all loans applications that meet the required criteria and update the
  system and the CAM report with stamp signature.
• Scan
  Reconciled RTGS on a daily and have these sent through by 3.00p.m for on
  ward processing by your authorizer.
• Receive
  payment schedules and instructions from the collections team whenever
  posting.
• Confirm
  that totals on the payment instructions and schedules attached tally
  before posting.
• Ensure
  that the signatures have been verified on all authorized
  instructions/cheques before proceeding to post.
• Return all
  Payment instructions that don’t meet requirements to your Supervisor for
  correction.
• Receive
  duly signed collection payments instructions from the Team leader for
  Posting.
• Ensure
  accurate and timely posting of daily and month end collections to achieve
  the RCT Impairment target.
• Ensure all
  scheme loan cheques received by 3.00 p.m are posted same day.
• Ensure
  that clearance cheques, drafts are put on schedule and delivered to Sybrin
  same day by 4.00 p.m.
• Ensure
  proper filling of every documents; loan files /sheets processed by self
  for purposes of records management and a clean audit report.
• Identify
  any schedules with items not posted due to closed, invalid and missing
  accounts whenever they arise to your supervisor.
• Ensure
  loans to re-align and write-off are posted off with in 48 hours.
• Ensure
  loans to delink, place holds and lifting are posted same day received.
• Ensure all
  over draft applications are processed on time and comply with OD
  processing checklist.
• Achieve a
  satisfactory Audit Rating.

• Ensure
  reconciliation of the General Ledgers if any is assigned to you.
• Confirm
  that the amount credited to the customers loan account is the same as that
  on the loan schedule from the companies.
• Ensure
  that all necessary debits off the scheme loan GL have been effected into
  the individual loan accounts
• Forward
  all suspicious transactions to the fraud team for investigation.
• Conduct
  snap checks as assigned by line manager.
• Ensure
  safe custody of documents, tools and pass words to all systems at all
  times.
• Ensure
  accuracy of information entered in the system and standard templates at
  all stages of the process.
• Ensure
  reconciliation of the General Ledgers if any is assigned to you.

• Review
  transactions on Scheme Suspense GL To confirm any RTGS To be sent through
  for Processing on a daily.
• Print out
  the general ledger statement (scheme loan suspense account) and perform a
  call over against payment schedules when assigned to do this.
• Identify
  anomalies (missing account numbers, invalid or closed accounts) and advise
  your Team leader for prompt rectification by the originators.
• Rectify
  errors related to wrong postings of payments and loan disbursement
   within the system promptly.

• Respond to
  queries relating to  the scheme posting and loan crediting process
  from various stake holders with the set timelines.
• Adhere to
  timelines within the service level agreements (SLAs) to ensure efficiency
  and quick turn around time (TAT) in loan processing.

• Share best
  practice and any red flags that are a result of the scheme and
  disbursement process.
• Support
  other members of Credit Operations Unit when required to ensure business
  continuity and achievement of business targets.

• The applicant
  should possess General banking Knowledge.
• Know your
  customer (KYC) standards.
• Good Customer
  service, TCF and complaints handling.
• Good understanding
  the Barclays end to end retail lending process.
• Knowledge
  of Barclays Retail lending policies.
• Knowledge
  of finance or accounting.
• Sanctions
  and Anti money laundering.
• Information
  security awareness,
• Records
  management.
• Knowledge
  on Data privacy.
• Fraud
  awareness.
• Performance
  development.
• Barclays
  retail lending policies and end to end processes.
• Product
  knowledge (Retail Asset products)
• Flexcube
  system.
• PSU
  payment solutions.
• Credit
  analysis.
• Transact
  SM
• Scheme
  Posting and Disbursement Process

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