Loans Officer Fresher Career Jobs – Zoe Recruitment

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Job Title:       Loans Officer
Organisation: Zoe Recruitment
Duty Station:  Kampala,
Uganda
About US:
Zoe
Recruitment is an HR consultancy company that exists to contribute to the
transformation of productivity and work ethic, by linking talent to
business/organizations, and placing people right. At Zoe we believe this then
forms the foundation for sustainable business and on a larger scale, economic
growth. Zoe would like to recruit for a valuable client in the financial
services industry.
Job Summary: The Loans Officer will evaluate and authorize loan
applications within the predetermined approval limits and act as a liaison
between clients and the company.
Key Duties and Responsibilities:  
1. Customers/Clients:
  • Maintain an up-to-date qualified pipeline on
    all new business prospects looking for loans.
  • Evaluate credit worthiness by processing loan
    applications and documentation within a specified limit.
  • The incumbent will interview applicants to
    determine financial eligibility and feasibility of granting the credit
    facilities.
  • Direct walk in loan applicants/potential
    clients on the loan requirement process, and address any questions &
    queries about the process.
  • Establish rapport with borrowers and educate
    customers about the business loan policy and procedure
  • Obtain and compile copies of loan applicants’
    credit histories, personal financial statements and any other related
    financial information
  • In charge of the daily engagement and
    negotiation of payment arrangements with customers/clients who have
    delinquent/overdue loans
  • Daily communication with clients/customers either
    by telephone, electronically or face to face with loans due within two
    days
  • Respond promptly to customer/client inquiries
  • Process and follow up client/customer loans
    and requests in a timely manner
  • Manage and resolve customer/client complaints
  • Direct loan requests and unresolved loan
    issues to the Managing Director
  • Computation of a payment schedule/loan
    amortization schedule for all walk in clients for all loans approved by
    the Managing Director
Qualifications, Skills and Experience:  
  • The ideal candidate should hold a Bachelor’s
    degree or Diploma from an accredited university
  • Proven working experience as a loan officer
  • Excellent interpersonal skills
  • Ability to bond with and work in a team.
  • Excellent verbal and written communication
    skills
  • Good listening skills
  • Good problem solving skills
  • Keen attention to detail and accuracy
  • Skills in data collection and ordering
  • Customer service-orientation
  • High degree of adaptability
  • High degree of personal initiative
  • Stress tolerance.
  • Smart and presentable
  • Familiarity with computers and basic computer
    packages
  • Excellent communication and interpersonal
    skills
  • Ability to work in a goal oriented
    environment
  • Knowledge of the loan products
  • Basic knowledge or fluency in other languages
    apart from English favorable.
How to Apply: 
All
suitably qualified and interested candidates are encouraged to apply online
through Zoe’s e-recruitment portal at the link below together with:
  • Attached copies of all academic
    qualifications (transcripts and certificates);
  • Detailed CVs and daytime mobile telephone
    numbers;
  • Three work references and or/academic
    references;
Deadline: 11th April 2016

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