4 Fresher Agricultural Loans Officer Jobs – DFCU Bank

Organisation: DFCU Bank
Duty Station: Mbarara, Ishaka, Agago and Elegu, Uganda
Reports to: Branch Manager
About US:
DFCU
bank is a fast growing commercial bank offering a variety of innovative
products and services. DFCU Limited was started by the Commonwealth Development
Corporation (CDC) of the United Kingdom and the Government of Uganda through
the Uganda Development Corporation (UDC) under the name of Development Finance
Company of Uganda Limited. Later restructuring brought in DEG (of Germany) and
International Finance Corporation (IFC) as equal partners with CDC and UDC,
each having a 25% stake in the company. Its objective was to support long-term
development projects whose financing needs and risk did not appeal to the then
existing financial commercial lending institutions.
Job Summary: The Agricultural Loans Officer will be responsible
for growing the agricultural customer base by recruiting and maintaining a
quality portfolio through the promotion of the Bank’s savings and lending
products in strict compliance with laid down risk management controls and
credit procedures.
Key Duties and Responsibilities: 
  • Recruit new agriculture customers who are
    active in processing, production and/or trade such as (farmers, farmer
    groups/associations/cooperatives, traders, processors)
  • Regularly monitor the Agribusiness portfolio
    and identify the early warning signs.
  • Sensitise farmers to organise themselves in
    legally registered groups and stimulate savings.
  • Increase Agribusiness penetration for the
    customers under management by reviewing their portfolio to determine
    potential cross sells and proactively recommend new products to customers.
  • Initiate credit applications for new and
    existing Agribusiness customers by completing the documentation with
    customers, completing the required financial analysis and submitting
    applications to the Credit department for approval.
  • Identify Agribusiness clients’ needs and
    offer solutions.
  • Follow-up on all approved Agribusiness loans
    and ensure that customer information is correctly captured in the system.
  • Regularly monitor the Agribusiness portfolio
    performance and ensure that PAR and NPA is kept within the acceptable
    limits to avoid losses.
  • Identify opportunities for cross-selling,
    migration opportunities, sell products and services proactively in order
    to grow the Agribusiness portfolio.
  • Ensure that all documentation and
    transactions are in line with local and regulatory anti-money laundering
    and KYC requirements.
Qualifications, Skills and Experience:
  • The applicant for the DFCU Bank Agricultural
    Loans Officer career vacancy should hold a Bachelor’s degree in
    Agricultural Economics, Agribusiness or in any other Agriculture related
    field with at least 6 months’ working experience in a financial
    institution. Financial analysis and credit assessment skills are
    desirable.
  • High level of speed and accuracy in order to
    exceed customer expectations.
  • Excellent sales/networking and relationship
    management skills.
  • Excellent analytical, communication, negotiation
    and Interpersonal skills.
  • Broad awareness of the agriculture sector
    with regards to factors like farm management, government policies, projects
    and trends in the market.
  • Good understanding of the seasonal trends or
    cycles and their overall effect on various crops.
  • Broad knowledge and understanding of the
    agricultural value chain.
  • Computer literacy i.e. knowledge of Microsoft
    Office software (e.g. Excel, Word).
How to Apply:
All
candidates who so wish to join the banking sector in the aforementioned
capacity are encouraged to send their applications with detailed CVs including
present position and copies of relevant professional/academic certificates to:
Vacanciesbank@dfcugroup.com
Deadline: 15th July 2016
NB: Therefore, if you do not hear from us by 29th
July 2016, consider your application unsuccessful.

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