Several Business Banker Jobs – DFCU Bank

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Job Title:         Business Banker (Several Jobs)
Organisation: DFCU Bank
Duty Station: Impala,
Ndeeba, Gulu and Arua, Uganda
Reports to: Branch Manager
About US:
DFCU bank is a fast growing commercial bank offering a variety of
innovative products and services. DFCU Limited was started by the Commonwealth
Development Corporation (CDC) of the United Kingdom and the Government of
Uganda through the Uganda Development Corporation (UDC) under the name of
Development Finance Company of Uganda Limited. Later restructuring brought in
DEG (of Germany) and International Finance Corporation (IFC) as equal partners
with CDC and UDC, each having a 25% stake in the company. Its objective was to
support long-term development projects whose financing needs and risk did not
appeal to the then existing financial commercial lending institutions.
Job Summary: The Business
Bankers will grow and maintain a liability book and a profitable and quality
Asset book in the branch.
Key Duties and Responsibilities:   
·        
Achieve
Sales growth and relationship targets
·        
Regularly
monitor the branch portfolio to ensure that PAR and NPAs are kept within the
acceptable levels.
·        
Drive
excellence in relationship management at the branch, develop regular customer
call schedule/program, resolution of queries/complaints, monitor
utilization of credit facilities and action/escalate as appropriate using
reports & relevant management information to enable profitable management
of this important segment.
·        
Appraise
loan applications making sure that they meet the set standards and
credit requirements using the prescribed score cards and return those that do
not meet specifications to the front office desk for follow up.
·        
Initiate
credit applications for new and existing customers by completing the
documentation with customers, completing the required financial analysis
and submitting applications to Retail Credit for approval.
·        
Increase
product penetration for the customers under management by reviewing their
portfolio to determine potential cross sells and proactively recommend
new products to customers.
·        
Receive
security documents from customers ensuring that they meet Bank standards and
any specific requirements depending on the facilities offered to the customer.
·        
Follow-up
on all approved loans and ensure that customer information is correctly
captured in the system i.e. standing orders, interest rates, repayment
schedules, limits, review and expiry dates.
·        
Follow-up
on irregular accounts and generate actioned arrears report for submission to
Credit.
·        
Make
calls to clients with loans in arrears to support timely collection and
generate reports.
·        
Process
disbursement requests for all lending products in order to achieve the branch
targets
·        
Request
and closely monitor Temporary Overdrafts and other Overdrafts in the branch
portfolio and highlight those that are of concern to the Branch manager for
action.
·        
Ensure
that all documentation and transactions are in line with local and regulatory
anti-money laundering and KYC requirements resulting into compliance with KYC, AML
& suspicious transactions reporting.
Qualifications, Skills and
Experience:
·        
The applicant for the DFCU Business Banker job
placement should hold a Bachelor’s Degree.
·        
A minimum
of four to five years of banking experience.
·        
Excellent
sales/networking & relationship management background.
·        
Strong
communication and presentation skills, verbal and written.
·        
Possess
good credit appraisal & analytical skills
·        
Skilled
in portfolio quality control.
·        
Broad
knowledge and understanding of the SME Segment
·        
Good
knowledge of the Bank’s products, systems, Consumer Banking goals/objectives
·        
Excellent
interpersonal and negotiating skills required.
·        
Industry
and business awareness.
·        
Excellent
problem solving and decision making skills.
·        
Good
organization and team work (Winning together) skills.
How to Apply:
All candidates who so wish to join the banking sector in the
aforementioned capacity are encouraged to send their applications with detailed
CVs including present position and copies of relevant professional/academic
certificates to: Vacanciesbank@dfcugroup.com
Deadline: 30th November
2016
NB: Therefore, if you do
not hear from us by 30th December 2016, consider your application unsuccessful.
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