Credit Manager Job Placement – Barclays Bank UK

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Job Title:        Credit Manager
Organisation: Barclays Bank
UK
Duty Station: Kampala,
Uganda
Reports to: Senior Credit Manager
About Barclays UK:
Barclays is a British multinational banking and financial services
company headquartered in London. It is a universal bank with operations in
retail, wholesale and investment banking, as well as wealth management,
mortgage lending and credit cards. It has operations in over 50 countries and
territories and has around 48 million customers. As of 31 December 2011,
Barclays had total assets of US$2.42 trillion, the seventh-largest of any bank
worldwide.
Job Summary: The Credit
Manager will be responsible for credit risk structuring of transactions and
sanctioning covering multiple industry sectors within defined discretionary
limits. The incumbent will support the Corporate Credit team in providing
credit input to Barclays Bank of Uganda (BBU), delivering a World-Class Credit
service and contributing towards achievement of the teams risk and business
objectives. The jobholder will ensure the ing the optimal quality of the credit
portfolio by application of best practice in decision-making, to a maximum
defined personal lending discretion.
Key Duties and
Responsibilities:  
Credit Management: 60%
  • Ensure the highest standard of credit
    quality through the structure, sanctioning, monitoring and control of
    credit applications. Maintenance of these standards both personally and as
    part of the Corporate Credit Team.
  • Exercise judgment and discretion in the
    evaluation and approval/decline of higher risk classification credit
    proposals.
  • Provide feeds into business and credit
    policy development, where appropriate.
  • Provide feeds into credit process
    development, where appropriate.
  • In charge of the implementation and
    ongoing delivery of business and credit policies and processes.
  • Responsibility for personal adherence to
    governance, compliance and lending portfolio controls.
  • Ensuring own conformance to policy and
    procedures within the Corporate Credit Function, including proactive
    management of agreed responsibilities for Data Integrity.
  • Build and maintain interactive
    relationship with Credit Risk Coaching & Support Team and Conformance
    Team
  • Guide on risk reward and challenge pricing
    where appropriate
Business Risk Partnership-20%-30%
  • Deliver service in line with agreed
    business needs.
  • Work in partnership with Country
    colleagues and proactively anticipate, respond to and seek to exceed the
    expectations of customers.
  • Work with Country colleagues, providing
    post application based coaching and discussion, where appropriate to
    ensure effective development and delivery of bespoke Risk solutions for
    customers.
  • Proactively contribute to embedding agreed
    change management initiatives in support of process and quality
    improvements, cost reductions and development of people.
  • Contribute towards the Team operating
    within cost budgets making recommendations for ‘working smarter’.
Staff Management – 10%: Drive proactive application of Barclays
Behaviours both personally and throughout the team and coach and support
colleagues within the Team.
Risk, Governance and Regulatory:  Ensure that all activities and duties
are carried out in full compliance with regulatory requirements, Enterprise
Wide Risk Management Framework and internal Barclays Policies and Policy
Standards. Understand and manage risks and risk events (incidents) relevant to
the role.”
Qualifications, Skills and
Experience:
  • The ideal candidate for the Barclays Bank
    Credit Manager career opportunity should have experience in a Credit role
    at a junior management level gained within the Bank or blue-chip financial
    organisation
  • Professional ACIB professional
    qualification or equivalent is desired
  • Broad knowledge and understanding of
    credit and associated risks
  • Experienced user of Commercial Credit Risk
    System (CCRS) or a similar system to analyse, monitor and report on credit
    applications.
  • Excellent interpersonal skills that have
    been proven in a Business or Credit environment at a management level.
  • Accreditation on use of the Commercial
    Credit Risk System (CCRS) system would be an added advantage
  • Strong intellect balanced by practical and
    pragmatic approach
  • Decision making skills
  • Analytical and numerate
  • Technical Lending Analysis
  • Risk Management skills
  • Build effective working relationships with
    staff
  • Communications (written and oral) and
    presentations
  • Effective negotiation and influencing
    skills
  • Sound knowledge of statutory credit risk
    policies and procedures
  • Working knowledge of Group policies,
    pricing and strategies relative to the credit function
  • Good commercial lending awareness.
  • Sound credit related product and services
    knowledge for BA.
  • Working knowledge of Barclays Africa
    structures and strategies.
  • Awareness of legislation affecting the
    Bank and customers having the highest regard for confidentiality.
  • Knowledge of Commercial Credit Risk System
    (CCRS) or a similar system to analyse, monitor and report on credit
    applications.
  • Previous sanctioning experience will be an
    advantage
How to Apply:
If you feel challenged by any of the above positions, and believe you
can deliver on key deliverables as outlined above, upload your application
letter, current curriculum vitae and photocopies of academic certificate to our
recruitment website detail below:
Deadline: 10th
February, 2017

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