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Job Title:    Business Banker (6 Job
Opportunities)

Organization:  DFCU Bank

Duty Station:  – Luwum Street, Makerere, Jinja
Road, Kisoro, Lyantonde, Jinja (Job Positions), Uganda

Reports to: Branch Manager

 

About US:

DFCU Bank is a fast growing commercial bank offering a variety of
innovative products and services. DFCU Limited was started by the Commonwealth
Development Corporation (CDC) of the United Kingdom and the Government of
Uganda through the Uganda Development Corporation (UDC) under the name of
Development Finance Company of Uganda Limited. Later restructuring brought in
DEG (of Germany) and International Finance Corporation (IFC) as equal partners
with CDC and UDC, each having a 25% stake in the company. Its objective was to
support long-term development projects whose financing needs and risk did not
appeal to the then existing financial commercial lending institutions.

 

Job Summary:  The Business
banker will be responsible for growing and maintaining the business asset, and
liability portfolio of the branch by offering business banking solutions to
clients in accordance with the laid down procedures.

 

Key Duties and
Responsibilities:

·        
Source
for new business and maintain existing accounts to achieve sales &
relationship targets for Business growth.

·        
Monitor
own portfolio to ensure that PAR and NPAs are kept within the acceptable
levels.

·        
Appraise
loan applications making sure that they meet the set standards and credit
requirements using the prescribed score cards and return those that do not meet
specifications to the front office desk for follow up to avoid losses.

·        
Initiate
credit applications for new and existing customers by completing the
documentation with customers, completing the required financial analysis, and
submitting applications to credit for approval to meet the set agreed
timelines.

·        
Increase
product penetration for allocated customers by reviewing their portfolio to
determine potential cross sells and proactively recommend new products to
customers for Business growth.

·        
Receive
security documents from customers ensuring that they meet bank standards and
any specific requirements depending on the facilities offered to the customer.

·        
Follow
up on all approved loans and ensure that customer information is correctly
captured in the system i.e. standing orders, interest rates, repayment
schedules, limits, review, and expiry dates to avoid losses.

·        
Follow
up on irregular accounts and generate actioned arrears report for submission to
credit for a quality portfolio.

·        
Make
calls to clients with loans in arrears to support timely collection and
generate reports to ensure NPA/PAR are within the acceptable levels.

·        
Process
disbursement requests for all lending products in order to achieve the branch
targets.

·        
Take
responsibility for the performance of allocated SME portfolio in order to
maximize loyalty and customer satisfaction.

·        
Onboard
new customers on quick banking and inform customers of other appropriate
service channels.

·        
Comply
with KYC, AML & suspicious transactions reporting and ensure that all
documentation and transactions are in line with local and regulatory anti-money
laundering and KYC requirements.

·        
Undertake
additional duties and/or be transferred to other duties compatible with your
skills and experience within dfcu more generally as the Bank shall in its
absolute discretion determine.

 

Qualifications, Skills and
Experience:

·        
The DFCU
Business Banker job must hold a Bachelor’s degree.

·        
At least
three years of banking experience.

·        
Strong
credit skills.

·        
Excellent
selling skills.

·        
Excellent
sales, networking and relationship management background.

·        
Strong
Communication and presentation skills, verbal and written.

·        
Credit
Appraisal & Analysis skills & portfolio quality control.

·        
Good
understanding of the business banking market.

·        
Good
understanding of the Bank’s products.

·        
Excellent
interpersonal and negotiating skills required.

·        
Industry
and business awareness.

·        
Excellent
problem solving and decision making skills.

·        
Good
organization & team work (Winning together) skills.

·        
Ability
to manage a portfolio of customers with different business needs.

 

How to Apply:

All suitably qualified and interested candidates are encouraged to
send applications with detailed CV’s including present
position and copies of relevant professional/academic certificates (University
Transcript, O and A level) to the email address indicated below;
Vacanciesbank@dfcugroup.com

 

Deadline: 30^th November
2020

 

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