Several Fresher SME Relationship Officer Jobs – Finance Trust Bank (FTB)

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Organization: Finance Trust Bank (FTB) 
Duty Station: 
Kampala, Uganda
Reports to: Branch
Manager
About Us:
Finance Trust Bank is licensed
as a Tier 1 Commercial Bank after taking over the financial services business
of Uganda Finance Trust Limited (MDI). Finance Trust Bank is a fully-fledged
commercial bank serving a clientele of over 350,000 depositors and over 28,000’
borrowers, through a network of 36 branches countrywide. The bank offers a
variety of Products and services including; Savings, Current accounts, Loans,
Money transfer services and Bills payments to its target market which comprises
of micro, small and medium entrepreneurs, salary earners and youth.
Job Summary:  The SME
Relationship Officer will mobilize, identify and appraise potential SME clients
and manage the relationships for growth and profitability in accordance with
the banks policies and procedures.
Key Duties and Responsibilities: 
  • Identify, mobilize and convert SMEs into full
    banking relationships with FTB.
  • Effectively manage SME customer relationships
    and maintain deposits volumes covering your loan     portfolio by at least 100%.
  • Identify, appraise and assess potential SME
    borrowers for credit worthiness in line with the credit     policy and procedures.
  • Grow and maintain a quality SME asset book in line with the bank’s
    policies and procedures.
  • Prepare credit files, complete with accurate
    and valid information and present your recommendations     to the credit committee for further
    considerations/approval in line with credit policy and procedures.
  • Manage delinquency through close monitoring of
    all loans in your portfolio including timely followup     of loans falling due for payment and
    ensure documented follow-up on the loan file.
  • Closely monitor overdraft accounts for proper utilization in line with
    the approved terms and conditions and closely follow up hard-core usages
    to ensure timely regularization or restructuring.
  • Evaluate, prepare and recommend requests for un
    cleared effects in line with the un cleared     effects policy and procedures
  • Responsible for all off- balance sheet business
    in the designated branch ensuring timely processing     and issuance of the facilities and
    monitoring of their maturities.

Qualifications, Skills and Experience:
  • The
    applicant for the Finance Trust Bank SME Relationship Officer job
    placement should hold a B    achelor’s degree in a business related
    field from a Recognized University.
  • A minimum of two (2) years’ work experience in
    the position of Credit Officer in a financial institution.
  • Previous work experience in Credit Management
    with an average SME     loan
    portfolio volume of more than 800 million
  • Excellent Sales and Client relationship skills.
  • Excellent presentation skills.
  • Excellent negotiation skills with the ability
    to network and generate new     Business
  • Sound knowledge of Banking business, operations and products.
  • Have high integrity levels and utmost
    confidentiality of information.
How to Apply:
All suitably qualified
candidates should address their applications to Head, Human Resource, Finance
Trust Bank, Plot 115 & 121, Katwe. P.O. Box 6972, Kampala, Uganda, and
email it to jobs@financetrust.co.ug. as well as photocopies of academic
testimonials, a CV with at least three reference contacts, including the
most recent employer, and telephone number.
Deadline: 13th April 2018
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