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Job Title:  Branch Credit Administrator    

Organisation: Pride Microfinance Limited (MDI)

Duty Station:  Kampala, Uganda

About the Company:

Pride Microfinance Limited (MDI) is a Microfinance Deposit- taking Institution regulated and supervised by Bank of Uganda (BoU) under the MDI Act, 2003 and MDI Regulations, 2004 with a capital base of Ugx. 168.6 billion. Pride’s purpose is transforming lives responsibly. Pride offers innovative financial solutions to largely people at the base of the economic pyramid and serves its customers through 40 networked branches and 6 contact offices spread across the country and implements sustainability sound practices throughout its business operations to create a positive impact through three sustainability pillars; economic, environment, and social as well as contributing to the Sustainability Development Goals (SDGs) and their investable sub-goals that relate to microfinance activities.

Job Summary:   The  Branch  Credit  Administrator  will  report  to  the  Branch  Manager.

Key Duties and Responsibilities:

1. 1. Conduct field visits  and  carry  out  the  verification  of  loans  to  improve  branch  portfolio  quality.
   2. Lead and direct  the  credit  committee  meetings  to  achieve  efficiency  in  the  operation  of  the  credit  section.
   3. Plan, review, and  monitor  the  implementation  of  guidelines  for  portfolio  quality  control  and  submit  periodic  compliance  reports  in  line  with  the  work  plan  and  lending  policy.
   4. Responsible for relationship  management  with  clients  and  potential  clients  to  enhance  acquisition,  retention,  and  growth.
   5. Provide safe custody  for  the  loan  securities  and  files  in  line  with  bank  policy  and  procedures  in  place.
   6. Review credit proposals,  appraise  and  disburse  loans  for  the  branch  in  accordance  with  the  credit  policy  &  the  risk  management  policy.
   7. Review performance of  different  loan  products  and  make  recommendations.
   8. Verify and establish  authenticity  and  completeness  of  loan  documentation  in  line  with  the  credit  policy  and  defined  authorization  limits.
   9. Proactively identify and  assess  the  risks  faced  by  the  Branch  and  maintain  an  effective  system  of  credit  controls  to  minimize  exposure;
   10. Liaise with the  debt  recovery  team  to  support  the  process  of  recovery  of  non  –  performing  loans.
   11. Ensuring  portfolio  for  the  Branch  and  supporting  recovery  for  non-performing  loans.

Qualifications, Skills and Experience:

1. 1. • A Bachelor’s Degree  in  any  discipline
      • At least 3  years’  in  credit  administration.
      • Should not be  more  than  40  years  of  age.

NB: For  internal  staff  to  qualify  for  the  above  positions,  they  should  have  met  expectations  in  the  recently  concluded  performance  evaluations.

How to Apply:

All suitably qualified and interested candidates should apply online at the link below.

Click Here

Deadline: 1st October 2024.

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