Job Title: Risk & Credit Review Specialist
Organisation: PalmPay
Duty Station: Kampala, Uganda
About Organisation:
PalmPay is a Pan-African fintech company currently operating in Ghana, Nigeria and expanding to other markets in Uganda. We’re reinventing the payments experience by making it easy and reliable for everyone to transfer money, pay bills and shop online.
Job Summary: The Risk & Credit Review Specialist is responsible for reviewing mobile instalment and digital lending transactions, assessing customer and portfolio risk, and supporting credit decision-making through data analysis and investigations. The role contributes to maintaining portfolio quality and strengthening PalmPay’s risk control framework.
Key Duties and Responsibilities:
- Review and assess mobile instalment and digital lending transactions in line with approved risk policies
- Conduct credit and business investigations using data analysis, telephone verification, and, where necessary, on-site checks
- Identify risk trends, anomalies, and potential fraud through portfolio and device-level analysis
- Perform portfolio risk assessments based on default rate contribution
- Analyse devices sold against default rate contribution and flag unusual or emerging trends
- Provide approval recommendations, feedback, and improvement suggestions to enhance credit processes and risk policies
- Prepare and submit risk and credit review reports to management
- Perform other duties assigned by the Risk or Credit Management team
Qualifications, Skills and Experience:
- Bachelor’s degree in finance, Accounting, Economics, Mathematics, Business Administration, or a related field
- 0–3 years’ experience in credit review, risk control, banking, fintech, or microfinance
- Prior experience in bank credit review or risk management is an added advantage
- Strong data analysis and risk assessment skills
- Good judgment and problem-solving ability
- High attention to detail and accuracy
- Strong written and verbal communication skills
- Proficiency in Microsoft Excel and data analysis tools
- Ability to work independently and as part of a team in a fast-paced environment
- Knowledge & Attributes
- Understanding of credit risk, portfolio management, and digital lending
- Familiarity with fintech or mobile installment products is an advantage
- Strong sense of responsibility, integrity, and professionalism
How to Apply:
All suitably qualified and Interested applicants should apply online at the link below.
NB: Only shortlisted candidates will be contacted.
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Level of Education: bachelor degree
Work Hours: 8
Experience in Months: no experience