Job Title: Credit Analyst – SME Loans
Organisation: Pride Bank
Duty Station: Kampala, Uganda
About Organisation:
Pride Bank Limited (PBL) was licensed at a Tier II Credit Institution by Bank of Uganda (BoU) in November 2024 and has a capital base of Ugx. 175.8 billion. Pride aims at transforming lives responsibly by focusing on three High Impact Goals: boosting sustainable agricultural value, growing sustainable SMEs to drive economic transformation and fostering economic resilience through financial inclusion while offering innovative financial and non-financial solutions to people at the base of the economic pyramid and serving customers through 43 networked branches and 4 contact offices across the country.
Job Summary: The Credit Analyst – SME Loans will report to the Manager Credit Evaluation – SME and will be based at Head office. He/ she will be responsible for assessing credit worthiness and viability of credit facility requests in line with the bank’s credit policy and make recommendations for decision making
Key Duties and Responsibilities: Specific responsibilities include:
- Analyze, review and reformulate credit proposals/packages originating from branches for presentation to credit committees in accordance with the credit policy and guidelines.
- Identify and mitigate risks embedded in the credit proposals received from branches and propose mitigants to Management.
- Recommend credit facilities to the respective approval committees in line with evaluation and credit policy and where appropriate with suitable covenants to mitigate risk
- Discuss credit proposals with the supervisors in order to understand them and identify risk management requirements and possible counter measures.
- Create complete credit mirror files for all cases in an accurate and neat manner in line with credit policy.
- Retrieve recurrent client’s mirror files and file the new proposals with the relevant documents.
- Prepare weekly turnaround time and pipeline reports and discuss TAT performance with the supervisor.
- Identifies areas of weakness in proposals received from Branches and recommend appropriate actions including training.
- Responsible for timely review and discussion of credit proposals and ensure they are concluded within the greed TAT and provide clear and timely feedback to the Branch teams on all credit applications within the SLA’s
- Maintain a high level customer service ensuring that the appropriate and recommended SLAs are met to both the customers and the Branches
Qualifications, Skills and Experience:
- Bachelor’s Degree in any discipline.
- At least 4 years experience as a Credit Officer- ILS/Business Banker in a financial institution.
- The ability to communicate clearly in a professional manner is deemed essential.
- Ability to build functioning working relationships across organizational, corporate, and cultural boundaries.
- Must be a person of integrity.
- Leading and supervising ‘
- Stakeholder engagement
- Decision making
- Very good understanding of the credit business
- Computer skills
- Ability to construct financial statements and interpret financial ratios
How to Apply:
If you believe you have the necessary skills, experience and desire to make a difference, then apply immediately and send a detailed CV. Interested candidates should forward their applications to the HEAD PEOPLE & CULTURE via email: [email protected]
Deadline: 5th December 2025
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Level of Education: bachelor degree
Work Hours: 8
Experience in Months: 48