Job Title: Business Analyst – Credit Eligibility
Organisation: M-KOPA
Duty Station: Kampala, Uganda
About Organisation:
The scale and impact of our work is massive. M-KOPA is a fast-growing Fin Tech company offering millions of underbanked customers across Africa access to life-enhancing products and services. From our roots as the pioneer in pay-as-you-go “PayGo’” solar energy for off grid homes, we have grown into one of the most advanced connected asset financing platforms in the world, empowering a broad range of customers to achieve progress in their lives.
Job Summary: We are looking for an Analyst to help drive M-KOPA’s mission of building transformative lifetime financial partnerships with our customers.
”This role offers the opportunity to directly impact millions of customers’ access to credit by building underwriting frameworks. You will be a member of a small team with the big responsibility of continuously improving M-KOPA’s loan offers and eligibility criteria in order to drive growth while managing credit losses and margins. You’ll work cross-functionally with engineers, data scientists, other analysts, growth managers, and commercial stakeholders across multiple countries.”
About Us
We’re building the future of financial inclusion, and data-driven decision making is at the heart of our mission. Our team combines analytical rigor with deep market understanding to develop loan eligibility and pricing for customers who have traditionally been excluded from formal financial services.
We foster a low-ego environment where diversity, innovation, and collaboration drive both commercial growth and social impact. You’ll be empowered to make data-driven decisions and clear cases for prioritization of solutions in a domain that you have a high degree of ownership over.
You’ll be joining a newly established team that’s rapidly expanding our credit and underwriting capabilities. We are looking for someone who loves analyzing complex data and solving challenging, ambiguous data problems — if that sounds like you, you might be a fit!
Key Duties and Responsibilities:
In this role, you would be responsible for:
- Analyzing M-KOPA’s repayments data and other data sources to continuously improve our loan eligibility criteria while managing credit risk
- Refining loan pricing based on credit analysis and customer behavior
- Testing new types of loans to understand customer demand and credit performance
- Monitoring credit performance to detect risk shifts and quantify margin impact
- Testing the predictiveness of new data sets for the purposes of eligibility criteria
- Using Python, SQL, and other tools for data analysis to drive insights
- Working with data scientists to leverage machine learning models as part of loan eligibility decisions
- This role can be remote or hybrid, but candidates must be located within our time zones (UTC -1 to UTC+3) to ensure effective collaboration with teams across our multiple locations.
Qualifications, Skills and Experience:
- Several years in roles with significant analytical components
- Strong statistical modeling and quantitative analysis skills, including the ability to conduct your own analysis of unstructured data
- Fluency in Python, SQL, and other relevant tools for data analysis
- Experience translating complex data insights into actionable business strategies
- Ability to work cross-functionally with product, engineering, and commercial teams
- Strong data communication skills — written, oral, and visual
- Strong interpersonal and collaboration skills
- (Nice to have) Experience in credit, underwriting, or lending analytics
How to Apply:
If you are ready to make a difference and drive financial excellence in a dynamic and innovative environment, we want to hear from you!
For more of the latest jobs, please visit https://www.theugandanjobline.com or find us on our facebook page https://www.facebook.com/UgandanJobline
Level of Education: bachelor degree
Work Hours: 8
Experience in Months: no experience required