Job Title: Credit Officer – 4 Positions
Organisation: MPEWU Credit Finance
Duty Station: Mpigi, Uganda
About Organisation:
MPEWU Credit Finance is a micro-finance institution established in 2015. We are licenced and regulated by Uganda Micro-Finance Regulatory Authority. We offer loans and other financial services.
Job Summary: We are looking for a self-driven, target-oriented, and dynamic credit officer to join our growing team. As a credit officer, you will be the bridge between MPEWU Credit Finance and our clients-guiding them through the loan process, assessing their eligibility, and ensuring they get the financial support they need while maintaining our high lending standards.
Key Duties and Responsibilities:
- Promote MPEWU Credit Finance products to potential clients by creating effective marketing strategies.
- Screen applications based on established criteria, ensure adherence to program policies, and verify the accuracy of client information.
- Conduct loan appraisal for all eligible clients of all products including visiting their businesses and homes, drawing sketch maps, and inspecting the securities to be offered by the clients.
- Train clients and groups according to planned curricular.
- Ensure timely loan disbursements by completing and verifying the required documentation for each loan product;
- Participate actively in the Credit Committee for reviewing and approving loans;
- Monitor client repayments according to the agreed schedule, document any delinquent loans, and follow the procedures for loan recovery as specified in the loan policies and procedures manual;
- Prepare and submit periodic reports;
- Establish good relationships with local leaders and legal authorities that can assist in the loan appraisal and recovery process (maintain a record of contacts, such as stamps and phone numbers, for all local authorities in a specific zone);
- Perform any other duties related to this position.
Qualifications, Skills and Experience:
- Bachelor’s degree/Diploma in Business Administration, Marketing, Microfinance, Finance and other related fields.
- Minimum of one year experience as a Credit Officer.
- Strong understanding of loan processes and relevant regulations.
Skills and Competences
- Excellent communication and customer service skills.
- Strong analytical skills and attention to detail.
- Ability to work under pressure and meet deadlines vs high ethical standards and confidentiality with financial data.
- Good Riding skills.
- Good computer skills and loan management software
How to Apply:
Send your CV and Cover letter to: [email protected]
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Level of Education: Bachelor Degree
Work Hours: 8
Experience in Months: 12