Job Title: Head of Personal Loan Product
Organisation: Premier Credit Limited
Duty Station: Kampala, Uganda
About Organisation:
Premier Credit Limited was established in May 2014 as a credit only microfinance to provide financial solutions to corporates, government and individual entrepreneurs. We continue to leverage on the strong relationships built with our customers to understand their needs and develop products that suit them. Since its launch, Premier Credit has grown to service over 30,000 customers through a country-wide network of more than 22 branches and an end-to-end automated service delivery model.
Job Summary: The Head of Personal Loan Product will be responsible for developing, executing, and managing strategies to grow and optimise our personal loans segment. This includes acquisition of high-value customers, product innovation, risk control, and ensuring strong portfolio quality. The ideal candidate will combine sharp commercial acumen with deep market knowledge to deliver aggressive growth while maintaining sound credit discipline.
Key Duties and Responsibilities:
Market Growth & Penetration
- Drive acquisition of personal loan clients from private companies, NGOs, public service institutions segment.
- Build and maintain strategic partnerships with employers, car dealers, motor vehicle associations, and industry networks.
Product Development & Management
- Design and refine loan products tailored to target segments, ensuring competitive pricing, features, and turnaround times.
- Develop marketing campaigns and sales activation plans to boost uptake.
Portfolio Quality & Risk Management
- Implement strong credit assessment criteria and early warning systems to maintain portfolio health.
- Collaborate with the Risk & Collections teams to ensure proactive delinquency management.
Sales Leadership
- Lead, train, and motivate a network of loan officers and relationship managers to achieve monthly acquisition and disbursement targets.
- Introduce performance-based incentives and monitoring dashboards to enhance productivity.
Market Intelligence
- Track industry trends, competitor activities, and customer preferences to guide product positioning.
Operational Excellence
- Ensure smooth, efficient, and customer-friendly loan origination processes.
Qualifications, Skills and Experience:
- Bachelor’s degree in Business Administration or Sales & Marketing
- Minimum 5 years’ experience in retail lending, preferably with a focus on vehicle-secured loans or personal loans.
- Proven track record in product growth, sales leadership, and portfolio management.
- Strong negotiation and relationship management skills, especially with institutional clients and employers.
- Analytical, target-driven, and comfortable with high-performance environments.
Key Competencies
- Entrepreneurial mindset with a commercial growth orientation.
- Strong leadership, coaching, and team motivation skills.
- Excellent communication and presentation abilities.
- Sound understanding of credit risk principles and compliance requirements.
How to Apply:
All interested applicants should submit their Applications plus their CVs and copies of qualifications to The Human Resources Manager, Premier Credit Limited on email to: [email protected]
Deadline: 11th September 2025
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Level of Education: Bachelor Degree
Work Hours: 8
Experience in Months: 60