Job Title: Manager, Portfolio, Digital Lending BCB
Organisation: Stanbic Bank Uganda
Duty Station: Kampala, Uganda
About Organisation:
Stanbic Bank Uganda Limited is a subsidiary of Stanbic Africa Holdings Limited which is in turn owned by Standard Bank Group Limited (“the Group”), Africa’s leading banking and financial services group. The Standard Bank Group is the leading banking group focused on emerging markets. It is the largest African banking group ranked by assets and earnings. Stanbic Bank Uganda Limited is the largest bank in Uganda by assets and market capitalization. It offers a full range of banking services through two business units; Personal and Business Banking (PBB), and Corporate and Investment Banking (CIB).
Key Duties and Responsibilities:
- Lead the portfolio management function for BCB, focussing on reporting, monitoring and management of BCB portfolios and various credit insights and analytics.
- Collections strategy management – Jointly define the collections strategies for the scored lending portfolio (to be operationalised by the R&R teams), responsibility for resolution of various issues impacting ageing of the book and adjustment of collections strategy to meet targeted risk parameters.
- Credit digitization and re-engineering – Provide input to, support and drive the implementation of strategic initiatives and tactical solutions across the credit lifecycle to drive continuous improvement of procedures, processes, and systems. These may include development of new solutions, automation of bespoke reports and development of bots to support routine repeat tasks.
- Lending strategy scenario planning and deployment support – support various aspects of deployment of scored lending products including proposing lending parameters, expert input on product papers, ensuring adherence to credit governance requirements and go live testing.
- Originations and account management strategy – review accuracy of and sign off application and behavioural scorecards prior to implementation, monitor the implementation of scorecards, and present refinements/ new scorecards for approval at the Credit Risk Management Committee (CRMC).
- Together with the Head of BCB Credit, Maintain Credit Loss Ratio, NPL% and impairment for the Scored Lending portfolio within budget. Support Business in increasing the uptake of prescored lending.
- Build and maintain credible relationships with internal and external stakeholders, including management, internal and external audit, non-executives as well as peers within the industry.
Qualifications, Skills and Experience:
- First Degree in Business Studies or Statistics, Computing – Data Science or Economics or Mathematical Sciences form a recognised institution.
- 7-10 years proven experience in Credit Evaluation, Portfolio Management, and data analytics
- Experience in leading, integrating and delivering client solutions through multi-disciplinary teams.
- Additional Information
Behavioural Competencies:
- Leading change
- Adopting Practical Approaches
- Interpreting Data
- Leading teams
- Checking Details
- Upholding Standards
- Providing Insights
Technical Competencies:
- Economic Capital Management
- Financial Acumen
- Knowledge of Banking & Financial Service
- Risk Acceptance
- Risk Identification
- Risk Response Strategy
- Risk/ Reward Thinking
How to Apply:
All candidates who wish to join the one of Africa’s biggest Banking Groups, Standard Bank in the aforementioned capacity are encouraged to Apply Online by visiting Link below.
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Level of Education: Bachelor Degree
Work Hours: 8
Experience in Months: 84