Job Title: Credit Officer
Organisation: Baikal Group
Duty Station: Kampala, Uganda
About Organisation:
Baikal Group is a growing conglomerate working across finance, medical tourism, and technology sectors in Uganda and East Africa. We value professionalism, punctuality, and integrity.
Job Summary: We are looking for a self-driven, target-oriented, and dynamic Credit Officer to join our growing team. As a Credit Officer, you will be the bridge between Baikal and our clients – guiding them through the loan process, assessing their eligibility, and ensuring they get the financial support they need while maintaining our high lending standards.
Key Duties and Responsibilities:
Sales & Marketing
- Work with the sales team during activations to identify prospects and convert them into clients.
- Provide clear, accurate information to potential customers about our loan products.
Customer Acquisition & Loan Processing
- Maintain accurate records of loan applications using our loan management software.
- Monitor loan application progress and keep clients updated on any issues or delays.
- Collect required financial documents and assess client creditworthiness.
Credit Analysis & Decision-Making
- Analyze client financial data and credit scores to determine loan eligibility.
- Approve or reject applications in line with company standards, and communicate decisions promptly.
Loan Disbursement & Client Training
- Educate clients on loan terms and conditions before agreement signing.
- Handle contract signings and oversee asset delivery.
Qualifications, Skills and Experience:
- Bachelor’s degree in Accounting, Finance, Business Administration, or related field.
- Minimum 2 years of experience as a Credit Officer (asset financing experience is a plus).
- Strong understanding of loan processes and relevant regulations.
Skills & Competencies
- Excellent communication & customer service skills
- Strong analytical skills & attention to detail
- Ability to work under pressure and meet deadlines V High ethical standards and confidentiality with financial data
- Work Conditions
- Full-time, field-based with occasional office work
- May require extended hours during peak disbursement seasons
How to Apply:
Send your CV and a brief cover letter to:
[email protected] and [email protected]
For more of the latest jobs, please visit https://www.theugandanjobline.com or find us on our facebook page https://www.facebook.com/UgandanJobline
Level of Education: Bachelor Degree
Work Hours: 8
Experience in Months: 24