Job Title: Credit Monitoring Officer
Organisation: United Bank for Africa (UBA)
Duty Station: Kampala, Uganda
Reports to: Chief Risk Officer
About Organisation:
United Bank for Africa (UBA) is one of Africa’s leading financial institutions, with operations in twenty (20) countries and three (3) global financial centers: London, Paris and New York. UBA has evolved into a PanAfrican, provider of banking and related financial services through diverse channels globally. United Bank for Africa Uganda represents UBA’s pioneer country activities in the East and Southern African sub-region. With a growing network of branches and ATMs across the country, the bank continues to expand the retail and commercial playing field in Uganda by delivering unique financial products and solutions.
Job Summary:
- To emphasize and protect high credit quality while encouraging and increasing the banks market share without compromising risk assets quality.
- Detection and escalation of unauthorized credits and past due TODS.
- Detection review and escalation of early warning signals of authorized credits.
- To ensure the creation of high-quality risk assets.
- Ensure credit records/files and reports are accurate.
Key Duties and Responsibilities:
- Ensure that all approved and availed loan facilities are in line with the bank’s terms and conditions and in accordance with the lending policies.
- Review of approved Credits for quality, performance and compliance with approved terms and conditions.
- Ensure that limits are monitored, incomes, fees, maturing repayments anniversary charges are captured.
- Regular rendition of weekly, monthly and quarterly exceptions reports to Chief Risk Officer.
- Identify the critical exposures to the Unit Head for attention by Remedial Management/Credit Recovery Action.
- Daily download and review of unauthorized overdrafts to identify unauthorized drawings to frustrate the perpetration of fraud. These include drawings on expired facilities, accounts in excess of approved limit, drawings without an approval e.t.c.
- Review and management of loan portfolio of the bank and early alert procedures to minimize loss of risk assets by the Bank.
- Reviewing the quality of all approved and availed Contingent Liabilities to ensure that it is in line with the bank’s terms and conditions and in accordance with the lending policies.
- Reviewing the documentation deferral all approved and availed to ensure that it is in line with the bank’s terms and conditions and in accordance with the lending policies.
- Reviewing the income charged on approved facilities, Interest rate review, COT review, review of periodic fees.
Qualifications, Skills and Experience:
Graduate
How to Apply:
All interested staff should send their CV, application letter and copies of academic certificates to [email protected] addressed to; Head of Human Capital United Bank for Africa Plot 2, Jinja Road Kampala, Uganda.
Deadline: 4th July 2025.
For more of the latest jobs, please visit https://www.theugandanjobline.com or find us on our facebook page https://www.facebook.com/UgandanJobline
Level of Education: Bachelor Degree
Work Hours: 8
Experience in Months: no experience required