Job Title: Credit Officer
Organisation: Legitimate Investments
Duty Station: Kampala, Uganda
About Organisation:
Legitimate Investments is a Tier 4 Microfinance Institution licensed, regulated and supervised by Uganda Microfinance Regulatory Authority(UMRA)
Job Summary: The credit Officer should be; Honest, intelligent, creative, self-driven and hardworking individual. He will be required to; Appraise, recover and market our loans.
Key Duties and Responsibilities:
- Ensure that credit worthiness of loans applicants is thoroughly evaluated before advancing the loan.
- Strict compliance with all collections Standard Operating Procedures(SOPs) and follow up effectively with clients whose loan payments are getting due so that their loans do not get into arrears
- Performs all loan collection activities early enough to prevent loans from getting into arrears.
- Monitor, maintain and update loan files as and when required
- Ensure that collateral securities are thoroughly examined and analyzed before approving the loans.
- Handle customer complaints and take appropriate actions to resolve them and forward those above him to the Management.
- Negotiate payment arrangements with borrowers who have delinquent loans and arrange for liquidation of delinquent collateral properties whose owners are non-committal.
- Conduct market research to analyze and identify potential loan markets and new business opportunities and develop referrals networks in order to locate prospects for loans.
- Analyses customer feedback data to determine whether customers are satisfied with company products and services.
- Write reports and take up any other duty as may be assigned.
Qualifications, Skills and Experience:
The ideal applicant for the Legitimate Investments Limited Credit Officer Position must have:
- Minimum of 2 years’ experience as a loan officer with a reputable financial institution.
- In-depth knowledge of computers especially MS Office applications such as words, excel, etc.
- At least a Diploma in any business related course from a recognized institution.
- Ability to travel as needed and should have a class A’’ permit (Riding permit)
- Very good analytical and problem solving skills.
- Very good communication skills both oral and written.
- Very good negotiation and decision making skills.
- Good time manager, self-driven and motivated individual with strong organizational abilities.
- Good team work and collaboration abilities.
- Age: Male between 25– 35 years
How to Apply:
Address your CV & Resume to:
Business Development Manager
Legitimate Investments Ltd
P.O. Box 6211
Kampala-Uganda.
Please, send your CV to: [email protected]
Deadline: 4th July, 2025.
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