Job Title: Branch Credit Administrator
Organisation: Pride Bank Limited (PBL))
Duty Station: Kampala, Uganda
About Organisation:
Pride Bank Limited (PBL) was licensed at a Tier II Credit Institution by Bank of Uganda (BoU) in November 2024 and has a capital base of Ugx. 175.8 billion. Pride aims at transforming lives responsibly by focusing on three High Impact Goals: boosting sustainable agricultural value, growing sustainable SMEs to drive economic transformation and fostering economic resilience through financial inclusion while offering innovative financial and non-financial solutions to people at the base of the economic pyramid and serving customers through 42 networked branches and 5 contact offices across the country.
Job Summary: The Branch Credit Administrator will report to the Branch Manager and is responsible for reviewing credit proposals, appraise, disburse loans and maintain portfolio quality in line with the bank’s policies and procedures.
Key Duties and Responsibilities:
- Conduct field visits and carry out the verification of loans to improve branch portfolio quality.
- Lead and direct the credit committee meetings to achieve efficiency in the operation of the credit section.
- Plan, review, and monitor the implementation of guidelines for portfolio quality control and submit periodic compliance reports in line with the work plan and lending policy.
- Responsible for relationship management with clients and potential clients to enhance acquisition, retention, and growth.
- Provide safe custody for the loan securities and files in line with bank policy and procedures in place.
- Review credit proposals, appraise and disburse loans for the branch in accordance with the credit policy & the risk management policy.
- Review performance of different loan products and make recommendations.
- Verify and establish authenticity and completeness of loan documentation in line with the credit policy and defined authorization limits.
- Proactively identify and assess the risks faced by the Branch and maintain an effective system of credit controls to minimize exposure.
- Liaise with the debt recovery team to support the process of recovery of non — performing loans.
- Ensuring portfolio quality for the branch and supporting recovery for non-performing loans
Qualifications, Skills and Experience:
- A bachelor’s degree in any discipline
- 2 Principal passes at A’ Level
- Credit and/or Pass in English and Mathematics at 0′ level.
Required Experience
- 3 years’ experience in Banking Operations.
Business Behaviors
- Good communication skills.
- Leadership skills
- Interpersonal skills
- Ability to demonstrate positive image of the Bank
- Must be a person of impeccable integrity.
- Should not be more than 40 years of age.
For a candidate to qualify for the above positions, he/she should have met expectations/equivalent in the recently concluded performance evaluations.
How to Apply:
If you believe you have the necessary skills and experience and desire to make a difference, then apply immediately and send a detailed curriculum vitae, letters of recommendation from 3 referees, copies of academic transcripts, postal address and a daytime telephone contact. Interested candidates should forward their applications to the HEAD PEOPLE & CULTURE via Email to: [email protected]
Deadline: 18th April 2025
NB: Only shortlisted candidates will be contacted
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