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Job Title:  Loans Officer (2 Fresher Diploma Jobs)

Organisation: Mitooma People’s Development Trust SACCO Limited (MPDT SACCO)

Duty Station: Mitooma, Uganda

Reports to: Credit Manager

About Organisation:

Mitooma People’s Development Trust SACCO limited (MPDT SACCO) is one of the lead financial institutions in greater Bushenyi with five network branches in Mitooma and neighboring districts, an equal opportunity employer, registered under REG No. 6517 with the Registrar of co-operatives incorporated under cooperatives Act 1991.

Key Duties and Responsibilities:

• To plan for client mobilization meetings a head of time and organize such meetings in such a way as to ensure that they perform to expectations.
• To be responsible for providing orientation training to all newly recruited clients in order to ensure that they may fully understand the type of assistance that the MITOOMA PEOPLES TRUST SACCO gives to its clients, and the role that they as beneficiaries are expected to play in their relationship with the MITOOMA PEOPLES TRUST SACCO.
• Attend to clients’ queries and bear overall responsibility for receiving and processing loan applications from your area of jurisdiction, giving clients’ timely feedback as appropriate.
• To attend group meetings and provide guidance to them in order that they may remain focused so that they may be able to realize the aims and objectives for which they are established.
• To appraise loan applications and recommend to your supervisor as appropriate.
• To be responsible for initiating and for the timely processing of all disbursements for approved loans falling in your area of responsibility, including receiving, checking and filling all documentation that is part of conditions for such disbursement as stipulated in the loan agreement.
• To carry out regular client monitoring visits with a view to ensuring that loan funds are used for the purpose for which they are granted, that clients are continuously reminded of their repayment obligations, and to provide technical support to clients as and when needed.
• To market loan and savings products of Mitooma People’s Development Trust SACCO limited.
• To maintain a good relationship between the MITOOMA PEOPLES TRUST SACCO and the group executives all the time. so as to ensure that the organization shall receive maximum cooperation from them in its monitoring of clients and in the control of any delinquent clients that may arise.
• Prepare and submit loan portfolio reports to the supervisor within the prescribed time frame in order to facilitate timely management action.
• Prepare and submit on a timely basis, any other reports as may be required by Management and donors to the MITOOMA PEOPLES TRUST SACCO.
• Initiate and, with the approval of the supervisor, take responsibility for the recovery proceedings against any loan defaulters that may exist in his/ her Portfolio.
• Attend to any matters as delegated by the immediate supervisor

 




Qualifications, Skills and Experience:  

• Should have at least a Diploma in Business Administration /Accounting or finance related course from recognized institution.
• Should be computer literate.
• Working experience of at least one year in a recognized financial institution.
• Should be capable of riding a motorcycle
• Should be trainable and able to work in any of our SACCO branches.
• Should be capable of working under pressure to attain set performance targets
• Not exceeding 35 years of age.

How to Apply:

Address your applications to the Chairperson Board committee, Mitooma People’s Development Trust SACCO limited, P.O. BOX 324, Bushenyi with detailed curriculum vitae, copies of academic transcripts. All applicants are  advised to deal directly with MPDT SACCO limited and canvassing is strictly not allowed. Only shortlisted candidates will be contacted.

Deadline: 10th January 2025 at 5:00pm

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