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Job Title:  Branch Credit Administrator   

Organisation: Pride Microfinance Limited (MDI)

Duty Station:  Kampala, Uganda

About the Company:

Pride Microfinance Limited (MDI) is a Microfinance Deposit- taking Institution regulated and supervised by Bank of Uganda (BoU) under the MDI Act, 2003 and MDI Regulations, 2004 with a capital base of Ugx. 168.6 billion. Pride’s purpose is transforming lives responsibly. Pride offers innovative financial solutions to largely people at the base of the economic pyramid and serves its customers through 42 networked branches and 5 contact offices spread across the country and implements sustainability sound practices throughout its business operations to create a positive impact through three sustainability pillars; economic, environment, and social as well as contributing to the Sustainability Development Goals (SDGs) and their investable sub-goals that relate to microfinance activities.

Job Summary:   The Branch Credit Administrator will report to the Branch Manager and is responsible for reviewing credit proposals, appraise, disburse loans and maintain portfolio quality in line with the bank’s policies and procedures.

Key Duties and Responsibilities:

• Conduct field visits and carry out the verification of loans to improve branch portfolio quality.
• Lead and direct the credit committee meetings to achieve efficiency in the operation of the credit section.
• Plan, review, and monitor the implementation of guidelines for portfolio quality control and submit periodic compliance reports in line with the work plan and lending policy.
• Responsible for relationship management with clients and potential clients to enhance acquisition, retention, and growth.
• Provide safe custody for the loan securities and files in line with bank policy and procedures in place.
• Review credit proposals, appraise and disburse loans for the branch in accordance with the credit policy & the risk management policy.
• Review the performance of different loan products and make recommendations.
• Verify and establish authenticity and completeness of loan documentation in line with the credit policy and defined authorization limits.
• Proactively identify and assess the risks faced by the Branch and maintain an effective system of credit controls to minimize exposure.
• Liaise with the debt recovery team to support the process of recovery of non – performing loans.
• Ensuring portfolio quality for the branch and supporting recovery for non-performing loans

Qualifications, Skills and Experience:

• A bachelor’s degree in any discipline
• 2 Principal passes at A’ Level
• Credit and/or pass in English and Mathematics at O’ level.
• 3 years’ experience in Banking Operations.
• Must be a person of impeccable integrity.
• Should not be more than 40 years of age

How to Apply:

If you believe you have the necessary skills and experience and desire to make a difference, apply immediately and send a detailed CV to HEAD PEOPLE & CULTURE, using either the address below; emailing to: recruitment@pridemicrofinance.co.ug

Deadline: 8th November 2024.

NB: Only Shortlisted Candidates Will Be Contacted

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