Job Title: Programme Specialist – SME Finance and Business Development…
Regional Credit Administrator Jobs – Pride Microfinance Limited (MDI)
Job Title: Regional Credit Administrator
Organisation: Pride Microfinance Limited (MDI)
Duty Station: Kampala, Uganda
About the Company:
Pride Microfinance Limited (MDI) is a Microfinance Deposit- taking Institution regulated and supervised by Bank of Uganda (BoU) under the MDI Act, 2003 and MDI Regulations, 2004 with a capital base of Ugx. 168.6 billion. Pride’s purpose is transforming lives responsibly. Pride offers innovative financial solutions to largely people at the base of the economic pyramid and serves its customers through 40 networked branches and 6 contact offices spread across the country and implements sustainability sound practices throughout its business operations to create a positive impact through three sustainability pillars; economic, environment, and social as well as contributing to the Sustainability Development Goals (SDGs) and their investable sub-goals that relate to microfinance activities.
Job Summary: The Regional Credit Administrator will be responsible for the prompt and accurate credit supervision at the regions to ensure credit quality and risk management
Key Duties and Responsibilities:
- Review daily disbursement report to confirm correct charging of processing fees, stamp duty, Insurance, interest rate in line with the credit policy.
- Confirm the credit terms in the system against loan fact sheet and disburse loans in accordance with the discretionary powers, credit policy & guidelines.
- Conduct post disbursement review to ensure that all credit facilities are disbursed in accordance with the approval terms.
- Initiate payments related to Leasing customer transactions.
- Monitor processing of transactions (completeness, accuracy, genuineness, authorization, etc.) within the section in accordance to set guidelines and timelines.
- Monitor the compliance of covenants in accordance with terms and conditions as approved by the sanctioning authority.
- Monitor the contract management process of leasing facilities for prompt issuance, delivery, signature, registration and filing of all documents (Fixed Deposit/Leasing/Collaterals etc.) to mitigate/ avoid financial, legal and reputational risks.
Qualifications, Skills and Experience:
Minimum Academic Qualifications;
- Bachelor’s degree in any discipline
Required Experience;
- At least 4 years’ experience in credit supervision.
Person Specifications;
- Should be mature, intelligent, diligent, with strong work ethics, and able to work under pressure to meet strict deadlines.
- Should have a track record in loan portfolio quality management and credit control for both micro and SME.
- Should have a track record of integrity; well organized and knowledgeable in credit policies and procedures. Should also be a team player, self-starter with the ability to lead, inspire and motivate staff towards achieving individual set targets and the overall regional targets.
- Should be willing to work in any of the regions, where Pride has operations.
- Should have the ability to communicate clearly in a professional manner that is deemed essential and able to build functioning working relationships across the organization.
- Should not be more than 40 years of age.
- For internal staff to qualify for the above positions, they should have achieved 80% of their performance targets in the recently concluded performance evaluations.
How to Apply:
All suitably qualified and interested candidates should apply online at the link below.
Deadline: 17th September 2024.
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