Job Title: Branch Credit Administrator Organisation: Pride Microfinance Limited…
No Experience Relationship Officer – Community Banking Jobs – Pride Microfinance Limited (MDI)
Job Title: Relationship Officer – Community Banking (No Experience Jobs)
Organisation: Pride Microfinance Limited (MDI)
Duty Station: Kampala, Uganda
About the Company:
Pride Microfinance Limited (MDI) is a Microfinance Deposit- taking Institution regulated and supervised by Bank of Uganda (BoU) under the MDI Act, 2003 and MDI Regulations, 2004 with a capital base of Ugx. 168.6 billion. Pride’s purpose is transforming lives responsibly. Pride offers innovative financial solutions to largely people at the base of the economic pyramid and serves its customers through 40 networked branches and 6 contact offices spread across the country and implements sustainability sound practices throughout its business operations to create a positive impact through three sustainability pillars; economic, environment, and social as well as contributing to the Sustainability Development Goals (SDGs) and their investable sub-goals that relate to microfinance activities.
Key Duties and Responsibilities:
- To recruit, nature and sustain new group relationships that have the potential to grow and provide superior returns and contribute towards assets and liabilities growth as per set targets.
- Active pipeline management with the objective to meet agreed personal growth objectives across all product ranges and clients’ segments.
- Superior management of the client portfolio to grow and retain existing business, whilst continuously reviewing existing client wallets with an eye to optimizing the Bank’s revenue through selling/promoting appropriate product bundles.
- Actively undertake the negotiation and structuring of transactions in the prospective and closing stages with the aim of attaining value for the client, while protecting the business interests of the Bank
- Work hand-in-hand with other stakeholders on the timely and efficient preparation of high-quality credit proposals, and drive turn-around time well within the Bank’s objectives.
- Vigilant arrears management in line with the Bank’s policies to spot early attention areas – the objective is to maintain the loan portfolio’s NPA percentage (well) within agreed parameters.
- Active pipeline management with the objective of meeting agreed personal growth objectives across all product ranges and clients segments.
- Develop and maintain well documented reports/visits/contracts with all the Bank’s relationships, management, and other units
Qualifications, Skills and Experience:
Education & Training
- Diploma or Bachelor’s Degree in any business-related discipline including agribusiness Management.
Skills & Experience
- Must have critical thinking, analytical, attention to detail and problem-solving skills.
- Good verbal and written communication skills
- Understanding of the Banking environment.
- Advanced, computer literacy, numerical skills and statistical skills.
- Team player, ability to work under pressure and in position to exercise excellent judgment.
Business Behaviors
- Must be able to ride a motorcycle and should possess a valid riding permit.
- Should be fluent in commonly used local languages within the area.
- The ability to communicate clearly both verbally and in written form.
- Ability to build functioning working relationships across organizational, corporate, and cultural boundaries.
- Takes clear accountability and focuses on delivery of broader corporate goals.
- Ability to take decisions and progress towards goals in conditions of uncertainty.
- Ability to demonstrate positive image and role model Pride’s values.
- Must be a person of impeccable integrity.
Age Limit: 40 Years
NB: For internal staff to qualify for the above positions, they should have met expectations in the recently concluded performance evaluations.
How to Apply:
All suitably qualified and interested candidates should apply online at the link below.
Deadline: 1st October 2024.
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