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Job Title:    Credit Officer Micro Loans (2 Fresher Job Opportunities)

Organisation: ASAAK Financial Services

Duty Station: Kampala and Nabbingo, Uganda

About Organisation:

Asaak Financial Services has developed a revolutionary mobile system and pair it with extraordinary customer service to offer financial products that can be accessed anywhere, without the hassle or judgement of traditional institutions. Our products are designed meet clients at their level.

Job Summary: The Credit Officer Micro Loans will mobilize, appraise, disburse, monitor, and recover loans within their portfolio in line with the credit policies, procedures, and set targets.

Key Duties and Responsibilities:

The employee’s duties and responsibilities shall include but not be limited to:

• Mobilize and sensitize customers about Asaak loan products and other services in line with set targets.
• Present loan project proposals to the loan committee for decision-making and give feedback to applicants in line with the lending policy and procedures of Asaak.
• Conduct a loan appraisal exercise in line with the lending policy of Asaak.
• Monitor & evaluate loan performance in line with disbursement terms and conditions
• Initiate recovery actions for loans in default in line with loan policy guidelines and procedures.
• Organize focus group meetings with clients in order to get feedback on how to improve Asaak services.
• Preparing reports regarding delinquencies, collections, or any other reports that are required by Management.
• Perform all other duties as assigned by the supervisor.

Qualifications, Skills and Experience:

Minimum Requirements:

• Hold a minimum of a Bachelor’s degree in Business Administration, Marketing, Microfinance or other related field.
• Have at least 1 year of working experience in Marketing, Collections, and Managing Credit portfolios
• Prior experience as a loan officer is an advantage
• Knowledge of Boda Boda financing is a plus.

Required Skills

• Strong communication, interpersonal and analytical skills
• Must possess excellent multi-tasking skills and ability.
• Ability to work under pressure with minimum supervision
• Ability to use a smartphone/computer and Google Applications is an advantage.
• Must have a keen eye for detail
• Ability to ride a motorcycle and possess a valid riding license with Class A will be an added advantage

How to Apply:

All suitably qualified and interested applicants should send via e-mail their complete applications with a cover letter, curriculum vitae, copies of academic credentials and contact information for 3 professional references addressed to

The HR & Administration Office,

Asaak Financial Services

careers@asaak.co

Deadline:  8th August 2024 by 5:00 pm

NB: While we thank all applicants for showing interest, only short-listed candidates will be contacted for interviews.

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