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Job Title:   Credit Officer (Several No Experience Jobs)  

Organisation: ENCOT Microfinance Ltd

Duty Station: Masindi, Uganda

About US:

Serving over 36, 000 clients in 17 districts of the Mid-Western and Central region(s) of Uganda, ENCOT Microfinance Limited (ENCOT) is a social impact, fast growing and innovative MFI operating a network of TEN Branches in Hoima, Masindi, Kigumba, Kagadi, Nakasongola, Kawempe, Luweero, Bweyale, Katikara and Karuguuza. ENCOT’s mission is to provide microfinance services to low-income smallholder farmer communities, most especially women, to allow them curve their own paths out of poverty through creation of own jobs.

Job Summary: The role of this position is to provide direct sales of loans / credit services offered by ENCOT to customers and ensure loan 100% recovery of assigned loans portfolio (both current and past-due) in a manner that ensures maximum return while ensuring application of best practice and customer satisfaction in accordance with ENCOT’s strategic objectives and credit policies.

Key Duties and Responsibilities:

• Client mobilization and training.
• Loans processing.
• Loan recoveries.
• Customer care.
• Loans utilization follow-up.
• Delinquency management.
• Reporting as required.
• Contribution to general organization development as a key member of staff.
• Any other duties that can be competently and professionally performed.

Qualifications, Skills, and Experience:

• A diploma in Social Work, Education and Business Studies or any other related field.
• No prior experience required.
• MUST be able to ride a motorcycle
• Age: 27 years and below.

Core capabilities:

• High level of honesty, integrity and accountability.
• Ability to achieve results while working independently with little supervision.
• Ability to communicate effectively (Written, Verbal and Gesture).
• Thinking deeply, clearly and independently.
• Ability to learn, unlearn and re-learn while practicing change and innovation.
• Ability to work in teams and build collaborative relationships.
• Ability to frequently travel to the field as required.
• Ability to work and live with rural communities especially the poor.
• Ability to communicate fluently in English and some local languages.

How to Apply:

All suitably qualified and interested candidates should submit their applications in PDF format (Cover Letter, CV and copies of relevant academic documents) by email to hr@encot.org or hand deliver to any of branch. All applications should be addressed as below:

The Human Resource Officer, ENCOT Microfinance Ltd, Plot 88 Port Road, Masindi, P.O. BOX 389, Masindi

NB: Any documents submitted to ENCOT for application purposes shall not be recalled. Please note that only shortlisted candidates will be contacted.

Deadline: 27th May 2024

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