Job Title: Branch Credit Administrator
Organisation: Pride Microfinance Limited (MDI)
Duty Station: Kampala, Uganda
Reports to: Branch Manager.
About US:
Pride Microfinance Limited (MDI) is a Microfinance Deposit- taking Institution regulated and supervised by Bank of Uganda (BoU) under the MDI Act, 2003 and MDI Regulations, 2004 with a capital base of Ugx. 168.6 billion. Pride’s purpose is transforming lives responsibly. Pride offers innovative financial solutions to largely people at the base of the economic pyramid and serves its customers through 37 networked branches and 7 contact offices spread across the country and implements sustainability sound practices throughout its business operations to create a positive impact through three sustainability pillars; economic, environment, and social as well as contributing to the Sustainability Development Goals (SDGs) and their investable sub-goals that relate to microfinance activities.
Job Summary: The Branch Credit Administrator will report to the Branch Manager.
Key Duties and Responsibilities:
- Conduct field visits and carry out the verification of loans to improve branch portfolio quality.
- Lead and direct the credit committee meetings to achieve efficiency in the operation of the credit section.
- Plan, review, and monitor the implementation of guidelines for portfolio quality control and submit periodic compliance reports in line with the work plan and lending policy.
- Responsible for relationship management with clients and potential clients to enhance acquisition, retention, and growth.
- Provide safe custody for the loan securities and files in line with bank policy and procedures in place.
- Review credit proposals, appraise and disburse loans for the branch in accordance with the credit policy & the risk management policy.
- Review performance of different loan products and make recommendations.
- Verify and establish authenticity and completeness of loan documentation in line with the credit policy and defined authorization limits.
- Proactively identify and assess the risks faced by the Branch and maintain an effective system of credit controls to minimize exposure;
- Liaise with the debt recovery team to support the process of recovery of non – performing loans.
Qualifications, Skills and Experience:
- A Bachelor’s Degree in any discipline
- At least three years of experience in credit administration.
- Should not be more than 40 years of age.
How to Apply:
All suitably qualified and interested candidates should forward their updated CVs to the HEAD PEOPLE & CULTURE, at the address below.
Address to:
Pride Microfinance Limited (MDI),
Victoria Office Park, Block B, Bukoto,
Plot 6-9, Ben Kiwanuka Okot Close,
P.O. Box 7566, Kampala. Uganda
Deadline: 31st May 2024;
NB: Applications received after the closing date will not be considered.
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