Job Title: Credit Officer (Several Fresher Jobs)
Organisation: Aldelia Uganda
Duty Station: Kampala, Uganda
About US:
Aldelia is a global leading human resources company founded in 2005 and specialised in recruitment, outsourcing and payroll management services to blue-chip multinationals and fast-growing SMEs. The group operates in more than 30 countries across all industries and disciplines on four continents. Our mission is to create a better future for people by delivering compliant, world-class and innovative HR solutions to the companies and communities we serve.
Job Summary: The Credit Officer is responsible for assessing the creditworthiness of potential customers, managing credit risk, and maintaining positive relationships with existing clients. They play a critical role in ensuring the financial health of the organization by making informed decisions regarding credit extension and debt management.
Key Duties and Responsibilities:
- Evaluate the creditworthiness of potential customers by analyzing financial data, credit reports, and other relevant information.
- Determine appropriate credit limits, terms, and conditions based on risk assessment and company policies.
- Monitor and manage the credit portfolio to minimize risk exposure and maximize profitability.
- Review and approve credit applications, ensuring adherence to established credit policies and procedures.
- Conduct regular reviews of existing customers’ creditworthiness and payment performance.
- Initiate collection actions on overdue accounts and work with collection officers to resolve outstanding debts.
- Collaborate with sales and customer service teams to address credit-related issues and support business growth.
- Prepare and present credit-related reports and recommendations to management.
- Stay updated on industry trends, regulatory changes, and best practices in credit management.
- Ensure compliance with relevant laws, regulations, and internal policies governing credit operations.
Key Deliverables
- Credit Risk Assessment
- Credit Portfolio Management
- Customer Credit Analysis & Monitoring
- Compliance & Reporting
Qualifications, Skills and Experience:
- Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
- Proven experience in credit analysis, risk management, or a similar role.
- Strong understanding of financial statements, credit scoring models, and risk assessment techniques.
- Excellent analytical, decision-making, and problem-solving skills.
- Proficiency in Microsoft Office applications and credit management software.
- Ability to communicate effectively and build relationships with internal and external stakeholders.
Competencies:
- Attention to detail and accuracy in data analysis and interpretation.
- Strong organizational and time management skills.
- Ability to work independently and collaboratively in a dynamic environment.
- Customer-focused with a commitment to delivering exceptional service.
- Ethical and principled approach to credit management practices.
How to Apply:
All candidates should apply online at the link below.
Deadline: 4th May 2024
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