Job Title: Cost Accountant Organisation: National Social Security Fund (NSSF)…
Credit Manager Job Placement – KCB Bank Uganda
Job Title: Credit Manager
Organisation: KCB Bank Uganda
Duty Station: Kampala, Uganda
About US:
KCB Bank Uganda which is part of KCB Group, East Africa’s largest commercial bank that was established in 1896. Over the years, the Bank has grown and spread its wings into Tanzania, South Sudan, Uganda, Rwanda and Burundi completing the East African circuit in the year 2012. Today, the Group has the largest branch network in the region with over 238 branches, 950 ATMs and 8,000 agents offering banking services on a 24/7 basis in East Africa. KCB Bank Uganda was established in the year 2007 and has grown to become one of Uganda’s top ten commercial banks.
Job Summary: The Credit Manager will oversee lending risk for KCB Bank Uganda corporate, mortgage, SME and personal loans book through analysis of credit applications in accordance with the Bank’s credit policy, FIA guidelines and best practice to achieve quality growth in the asset book in line with the bank’s strategic plans.
Key Duties and Responsibilities:
- Quality assessment and prudent decisions on loan applications within lending discretionary limit and/or making recommendations to higher approving authority.
- Compliance with target turnaround time and the agreed Service Level Agreement (SLA).
- Provide prompt guidance, mentoring, coaching and support on aspects of credit to all credit teams across branch network.
- To grow the good book whilst minimizing risk.
- Provide the lead technical support on development of new and reviewing existing credit products, credit policies and credit appraisal tools.
- Identify training needs of credit teams in head office and across branch network through branch visits, spot checks and observations and recommend appropriate credit up-skilling.
- Assist the Head of Credit and or Senior Credit Manager on all credit related issues delegated and act in their capacity while they are away.
Daily Responsibilities
- Sanction credit applications within delegated lending discretionary authority for KCB Bank Uganda.
- Assess and recommend for approval credit applications above delegated lending discretionary authority.
- Coach and mentor credit analysts within KCBU Head Office.
- Monitor pre-approved loan applications pending with business to ensure they are sanctioned within SLA.
Other Duties
- Conduct credit training or recommend necessary trainings for Credit Analysts and Relationship Managers.
- Prepare and submit for review Board Credit Committee credit request Memos with in the specified timelines.
- Participate in the 360 Degrees and customer survey feedback reviews.
- Review new/re-packaged credit product proposals.
- Ensure applications are processed within TAT to avoid long outstanding CQ items.
- Conduct periodic customer visits to ensure proper utilization of facilities or assess the business prior to lending on sample basis.
- Any other duties delegated from time to time.
Qualifications, Skills and Experience:
- The applicant must hold a Bachelor’s degree in Economics, Finance or Business-related course
- Professional Qualifications: Certified Credit Management, Credit Risk Management, or any other recognised credit certification course.
- Master’s degree in Economics, Finance or Business-related course is desired
- At least six years of related work experience
How to Apply:
All suitably qualified and interested applicants should apply online at the link below.
Deadline: 21st March 2024
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