Job Title: Credit Assistant – Agriculture Lending (10 No Experience Job Opportunities)
Organisation: Finance Trust Bank (FTB)
Duty Station: Kampala, Uganda
About US:
Finance Trust Bank (FTB) was licensed as a Tier 1 Commercial Bank on 11th November, 2013, taking over the financial services business of Uganda Finance Trust Limited (MDI). Today, Finance Trust Bank is a fully-fledged commercial bank serving a clientele of over 500,000 depositors and over 37,000 borrowers, through a network of 34 branches countrywide. The bank offers a variety of Products and services including; Savings, Current accounts, Loans, Money transfer services and Bills payments to its target market which comprises of micro, small and medium entrepreneurs, salary earners and youth.
Job Summary: The Credit Assistants- Agriculture Lending will be tasked with growing sustainably a quality agribusiness portfolio alongside liabilities mobilization.
Key Duties and Responsibilities:
- Mobilization and sensitization of customers about banks’ credit products and other services.
- Conducting loan appraisals exercise in line to the established Bank policies procedures
- Presenting loan project proposals to the loan committee for making decision and give feedback to applicant.
- Disbursing the approved loans according to the terms and conditions spelt out in the lending policies and procedures.
- Monitoring and evaluation of loan performance in line with disbursement terms and conditions.
- Portfolio quality must be maintained for PAR 1 at 8% and below, 30days at 5 % and NPA at below 3%
- Initiation of recovery actions for loans in default in line with loan policy, guideline and procedures.
- Train other bank staff (credit officers), effective principles of lending especially agric-based enterprises
- Attend to other duties assigned in lines to policies and procedures
Qualifications, Skills and Experience:
- The applicant must hold a Diploma / degree in any agriculture related discipline.
- Must not have spent not more than 5 years since completing school.
- Must have critical thinking, analytical, attention to detail and problem-solving skills.
- Good verbal and written communication skills.
- Ability to communicate clearly in a professional manner
- Ability to build functioning working relationship with other (Team Player).
- Ability to demonstrate positive image and up hold FTB values.
- Must be a person of good integrity record.
- Must demonstrate flexibility /willingness to learn
NB: The position carries an attractive salary and benefits package.
How to Apply:
All suitably qualified candidates should address their application to Head, Human Resource, Finance Trust Bank, TWED PLAZA, Plot 22B, Lumumba Avenue, Kampala, Uganda, and email it to [email protected] as well as photocopies of academic testimonials, and a CV. The CV should include telephone contacts and email addresses of three referees, one of who should be the most recent employer.
Deadline: 5th January 2024
Please note that in line with the Bank procedures, no job offers are made online.
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