Senior Manager, Credit Employment Opportunity – Stanbic Bank

Job Title:  Senior Manager, Credit

Organisation: Stanbic Bank

Duty Station:  Kampala, Uganda

 

About US:

Stanbic Bank Uganda Limited is a subsidiary of Stanbic Africa Holdings Limited which is in turn owned by Standard Bank Group Limited (“the Group”), Africa’s leading banking and financial services group. The Standard Bank Group is the leading banking group focused on emerging markets. It is the largest African banking group ranked by assets and earnings. Stanbic Bank Uganda Limited is the largest bank in Uganda by assets and market capitalization. It offers a full range of banking services through two business units; Personal and Business Banking (PBB), and Corporate and Investment Banking (CIB).

 

Job Summary:  The Senior Manager, Credit will provide an efficient and effective credit approval and management process in respect of the allocated portfolio. Develop and maintain co-operative relationships between all stakeholders in the credit value chain, and manage a team of Credit Managers.

 

Key Duties and Responsibilities:

  • Review and understand complex transactions in order to facilitate an effective risk assessment, thereby gaining an understanding of risk impacts.
  • Analyse credit applications to assess whether the credit risk is in line with the Bank’s Credit Appetite and relative to the profitability of the deal
  • Proactively communicate key risks as they arise
  • Overall management of the portfolio of accounts with appropriate escalation.
  • Making recommendations to Credit Executives regarding portfolio strategies (Country and Industry trends and the strategic implications for managing the credit facilities of clients in those geographies and industries)
  • Proactively develop and manage relationships with key internal and external stakeholders including local regulators and external legal counsel relevant to the business and external regulatory bodies to ensure Standard Bank receives appropriate co-operation when required and that the Group meets and is seen to meet regulatory compliance.


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Qualifications, Skills and Experience:

  • The applicant must hold a Bachelor’s Degree in Business Commerce, Finance, Engineering or a related field
  • A minimum of five to seven years of experience in the banking industry with conceptual and practical knowledge of credit procedures, policies and standards, as well as a thorough understanding of products and facilities that give rise to counterparty credit risk.
  • High level understanding of basel and broader regulatory and compliance requirements.
  • Well developed knowledge of financial markets, global economy and appropriate regional geographies in which the portfolio operates
  • Good understanding of accounting (both management and financial accounting) to analyse financial strengths and weaknesses of clients and identify potential risks to credit proposals
  • Understanding and working knowledge of risk system monitoring and its related procedures for analysing the account behavior of clients and identifying trends and shifts in credit risk profiles.

 

Competencies:

Behavioral Competencies

  • Attention to / Checking Details
  • Examining Information
  • Team Working
  • Making Decisions
  • Establishing Rapport

Technical Competencies

  • Risk Analysis, Measurement & Identification
  • Seeking Deeper Understanding
  • Customer and Client Focused Innovation
  • Holding People Accountable
  • Aligning Business to Strategy

 

How to Apply:

All candidates who wish to join the one of Africa’s biggest Banking Groups, Standard Bank in the aforementioned capacity are encouraged to Apply Online by visiting Link below.

 

Click Here

 

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