20 Fresher Credit Officer – Group Lending Job Opportunities – ENCOT Microfinance Limited (ENCOT)

Job Title:   Credit Officer – Group Lending (20 Fresher Job Vacancies)

Organisation: ENCOT Microfinance Limited (ENCOT)

Duty Station:  Uganda

 

About US:

Serving over 25,000 clients in 15 districts of the Mid-Western, Central, and Northern region(s) of Uganda, ENCOT Microfinance Limited (ENCOT) is a social impact, fast growing and innovative MFI operating a network of SIX branches located in Hoima, Masindi, Kigumba, Kagadi, Nakasongola and Kawempe. ENCOT’s mission is to provide microfinance and enterprise development services to SMEs and farming communities most especially women.

 

Job Summary: The Credit Officer  – Group lending will provide direct sales of loans/credit services offered by ENCOT to customers and ensure loan 100% recovery of assigned loans portfolio (both current and past-due) in a manner that ensures maximum return while ensuring application of best practice and customer satisfaction in accordance with ENCOT’s strategic objectives and credit policies.

 

Key Duties and Responsibilities:

  • Client mobilization and training.
  • Loans processing.
  • Loan recoveries.
  • Customer care.
  • Loans utilization follow-up.
  • Delinquency management.
  • Reporting as required.
  • Contribution to general organization development as a key member of staff.
  • Any other duties that can be competently and professionally performed.




Qualifications, Skills and Experience:

  • The ideal candidate must hold a diploma in Social Work, Education and Business Studies or any other related field.
  • One year experience in a similar position or field is desirable.
  • MUST be able to ride a motorcycle
  • High level of honesty, integrity and accountability.
  • Ability to achieve results while working independently with little supervision.
  • Ability to communicate effectively (Written, Verbal and Gesture).
  • Thinking deeply, clearly and independently.
  • Ability to learn, unlearn and re-learn while practicing change and innovation.
  • Ability to work in teams and build collaborative relationships.
  • Ability to frequently travel to the field as required.
  • Ability to work and live with rural communities especially the poor.
  • Ability to communicate fluently in English and basic Kiswahili.
  • Age: Below 27 years.

 

How to Apply:

All suitably qualified and interested candidates should send their applications in pdf format (cover letter and CV only), and specify the position applied for in the email subject line to hr@encot.org or hand deliver through the following address:

 

The Head of Human Resources

ENCOT Microfinance Limited

Plot 88, Port road

P.O. Box 389, Masindi. Uganda

 

Deadline: 5th February 2022.

 

NB: Please note that only shortlisted candidates shall be contacted & ENCOT does NOT solicit for funds from job applicants.

 

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