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40 Fresher SME Junior Loan Officer Job Opportunities – Platinum Credit (U) Ltd
Job Title: SME Junior Loan Officers (40 Fresher Job Opportunities)
Organisation: Platinum Credit (U) Ltd
Duty Station: Gayaza, Nansana and Entebbe Branches, Kampala, Uganda
About US:
Platinum credit is a leading Regional Micro Finance Company providing emergency loans to employed individuals in Eastern Africa. We have a wide spread branch network in Uganda,
Kenya and Tanzania. Platinum Credit (U) Ltd has introduced a new product
available to formally employed persons working in the Private Sector. Platinum
Credit (U) Ltd is a subsidiary of Platcorp Holdings Ltd.
Job Summary: To evaluate and approve loans within loan limit by reviewing applicants’ financial status, credit history and property used as collateral
Key Duties and Responsibilities:
- Meet with applicants to obtain information for loan applications and to answer questions about the process.
- Contact prospective customers to present information and explain available services. Explain technical product or service information to customers. Contact current or potential customers to promote products or services.
- Develop prospects from current commercial customers, referral leads, or sales or trade meetings. Identify potential customers.
- Make presentations on our products to groups and individuals to attract new clients. Deliver promotional presentations to current or prospective customers.
- Analyze applicants’ financial status, credit risk, and collateral to determine feasibility of granting loans.
- Obtain and compile copies of loan applicants’ loan application documents, credit histories, corporate financial statements, and other financial information.
- Review and update credit and loan files of the client.
- Compute loan schedules as required.
- Work with clients to identify their financial goals and to find ways of reaching those goals.
- Collect payments when they fall due and remind clients when the payments will fall due.
- Negotiate payment arrangements with customers who have delinquent loans.
- Preparing and interpreting own report
Qualifications, Skills and Experience:
- The ideal applicant must hold a Diploma in a relevant field.
- Knowledgeable about SMELoans.
- Computer knowledge.
- Must possess leadership and supervisory skills.
- Excellent numerical and analytical skills.
- Excellent interpersonal and communication skills.
- Minimum age 23 years old and Maximum of 30 years old.
How to Apply:
All those interested candidates submit your application, detailed CV and testimonials to the address below;
The Human Resource Manager;
Platinum Credit (U) Ltd
Send your application by; Email to: careers@platinumcredit.co.ug
Deadline: 12th November 2021 at 5:oopm
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