Business Analyst – Workplace Banking Job Careers – Housing Finance Bank

 

Job Title:    Business Analyst – Workplace
Banking

Organization: Housing Finance Bank

Duty Station:
Kampala, Uganda

Reports to: Manager
Workplace Banking

 

About US:

Housing Finance
Bank, is a Commercial Bank and the leading provider of housing finance
solutions with a vision to be the preferred consumer and business bank with a
focus on housing finance.

 

Job Summary:  The Business Analyst – Workplace Banking will
be in charge of planning and delivering administrative support to the workplace
banking unit in line with the Bank’s policies and regulatory framework. The
incumbent will be developing and analysing personal banking credit proposals
through effective credit appraisal and due diligence process in order to
achieve quality portfolio growth.

 

Key Duties and Responsibilities:  

·       
Review,
document and maintain a register of all Personal Loans in line with compliance,
risk and regulatory requirements.

·       
Review
and follow up personal Loan facilities from inception to disbursement with
respective stakeholders in line with Bank credit policies and procedures, sign
to recommend for disbursement if documentation and analysis so as to fast track
turnaround time for the loans.

·       
Cross
check if loans have been approved in e-work flow and LOS from the branch before
forwarding files to disbursement.

·       
Document
review of files received from the different branches.

·       
Identify
errors, fix and capture the errors in a separate log for follow up.

·       
Daily
monitoring of the pending applications, escalating the pending applications,
keeping track of the sales controllable errors per sales person, preparing the
outstanding items report and sharing the report with the sales persons and
personal banking team.

·       
Ensure
that offer letters, KFDs and other key documentation are properly filled and
well signed by the customer before forwarding the files for disbursement.

·       
Monitor
the performance of the loan book to ensure quality portfolio.

·       
Identify
support areas to drive growth in the personal banking portfolio.

·       
Handle
customer queries and complaints and resolve them in a timely manner and
escalate any unresolved queries in in line with the Customer Service Charter.

·       
Ensure
KYC compliance for all files received.

·       
Perform
other duties as assigned.

Financial
Responsibility

·       
Deliver
on PAR & NPA ratios as per bank recommended thresholds.

·       
Responsible
for controlling costs to within agreed budget

 


Qualifications, Skills and Experience:

·       
The
ideal candidate must hold an Honours degree in banking, Commerce, Business
Administration, Economics, Statistics, management or any relevant field.

·       
Relevant
Practical training in banking, product management

·       
At least
three years of experience in a Banking, of which two must be in a sales or
credit related role.

·       
Must
have critical thinking, analytical, attention to detail and problem-solving
skills.

·       
Good
understanding of personal banking processes and procedures.

·       
Good
understanding of portfolio management process and procedures.

·       
Must
have an in-depth understanding about banking product features, pricing, benefits,
positioning, design and promotions.

·       
Highly
organized and self-directed.

·       
Excellent
communication and interpersonal skills.

·       
The
ability to communicate clearly both verbally and in written form in a
professional manner is deemed essential.

·       
Ability
to build functioning working relationships across organizational and cultural
boundaries.

·       
Ability
to demonstrate positive image and role model HFB’s values and leadership
behaviours.

·       
Must be
a person of impeccable integrity.

 

How to Apply:

All Interested
candidates should hand deliver their applications with a recent CV, copies of
all academic transcripts, certificates and testimonials, daytime telephone
contact, postal and email address and three competent referees to:



Head, Human
Resources,

Housing Finance Bank,

Investment House

4 Wampewo Avenue,
Kololo

 

NB:
Please take note that ONLY shortlisted candidates will be contacted and any
form of canvassing will lead to automatic disqualification.

 

Deadline: 12th February 2021

 

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latest jobs, please visit 
https://www.theugandanjobline.com or find us on our facebook page https://www.facebook.com/UgandanJobline

 

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