Senior Credit Risk Manager – Policy, Assurance, and Advisory Employment Opportunity – DFCU Bank

 

Job Title:    Senior Credit Risk Manager – Policy,
Assurance, and Advisory

Organization:  DFCU
Bank

Duty Station:  Kampala,
Uganda

Reports to: Head of Credit Risk Management

 

About US:

DFCU Bank is a fast
growing commercial bank offering a variety of innovative products and services.
DFCU Limited was started by the Commonwealth Development Corporation (CDC) of
the United Kingdom and the Government of Uganda through the Uganda Development
Corporation (UDC) under the name of Development Finance Company of Uganda
Limited. Later restructuring brought in DEG (of Germany) and International
Finance Corporation (IFC) as equal partners with CDC and UDC, each having a 25%
stake in the company. Its objective was to support long-term development
projects whose financing needs and risk did not appeal to the then existing
financial commercial lending institutions.

 

Job Summary:  Reporting to the Head of Credit Risk
Management, the Senior Credit Risk Manager- Policy, Assurance, and Advisory
will be responsible for driving and implementing the credit risk management
assurance framework and program, by aligning internal credit risk
methodologies, policies, processes and tools with the bank’s risk appetite,
statutory requirements and leading risk practices and enforcing compliance to
the aligned criteria in order to ensure a “No-surprise” environment, and thus
minimize repeat assurance and audit findings.

 

Key Duties and Responsibilities:  

·       
Conduct periodic benchmarking and alignment of credit risk
policies, procedures, product papers, systems and Credit risk tools to the
banks risk appetite, regulatory and statutory guidelines as well as leading
risk practices.

·       
Conduct regular credit risk assurance reviews of the
activities, transactions and processes of PBB, DIB (<15bn/=), Credit
Approval, Documentation and Special Assets Management to verify that deal
origination, analysis, evaluation/ assessment, and approval is effective and in
line with the set risk appetite, credit underwriting criteria, policies,
product paper guidelines and report any breaches accordingly.

·       
Periodically assess compliance by the business and credit
to any other regulatory and statutory requirements.

·       
Identification of any changes in transaction types
undertaken by the Business and Credit that may affect the agreed Risk profile
and proactively recommend remedies.

·       
Provide guidance to stakeholders on areas of improvement
in credit analysis, assessment, approval, administration, settlement, and
recovery.

·       
Provide professional advice and assistance to the Business
and Credit Approval team in structuring client facilities appropriately and in
conformance with regulatory requirements in order to maximize revenue for the
bank.

·       
Periodically review the underwriting standards and
performance of workplace Schemes for identification and mitigation of Credit
Risk.

·       
Facilitate the Credit Risk Control Self-Assessment process
for business and Credit to ensure that all set mitigants to key Credit risks
are in place and well respected.

·       
Continuously review the end-to-end lending process,
proactively identify potential risks, and develop specific recommendations for
new or enhanced Credit risk controls.

·       
Conduct regular training in Credit Risk Management for all
relevant stakeholders and utilize a lesson’s learnt approach in order to embed
a culture that learns from past experiences.

·       
Participate in the digitization of core processes to
simplify, standardize, and automate them, in order to reduce non-financial risk
and increase efficiency—in particular, Credit risk-related processes.

 


Qualifications, Skills and Experience:

·       
The
ideal candidate for the DFCU Bank Senior Credit
Risk Manager- Policy, Assurance, and Advisory
job must hold a University degree or equivalent, in Economics, Banking or
Finance.

·       
Master’s degree in relevant field or professional Credit
certification or ACIB.

·       
Eight years of banking experience, with at least 5 years in
a credit-related function.

·       
Detailed knowledge of risk management policy, procedures
& pricing.

·       
Working knowledge of credit products in Personal, Business
and Corporate Banking.

·       
Comprehensive technical credit skills with an ability to
deal with top end Commercial lending proposals.

·       
Appreciation of regulatory and statutory guidelines.

·       
Knowledge on macro-economic and sector performance.

·       
Credit underwriting skills.

·       
Good understanding of Financial lending products.

·       
Good business awareness and specific industry awareness.

·       
Attention to detail.

·       
Good interviewing skills to enlist required information.

 

How to Apply:

All suitably
qualified and interested candidates are encouraged to
send applications with detailed CV’s including present
position and copies of relevant professional/academic certificates (University
Transcript, O and A level) to the email address indicated below;
Vacanciesbank@dfcugroup.com

 

Deadline: 15th January 2021

 

For more of the
latest jobs, please visit 
https://www.theugandanjobline.com or find us on our facebook page https://www.facebook.com/UgandanJobline

 

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