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Job Title:    Credit Assistants (Several
No Experience Job Opportunities)

Organization:  Finance Trust Bank

Duty Station:  Kampala,
Uganda

Reports to: Credit
Supervisor 

About US:

Finance Trust Bank
was licensed as a Tier 1 Commercial Bank on 11th November, 2013, taking over
the financial services business of Uganda Finance Trust Limited (MDI). Today
Finance Trust Bank is a fully fledged Commercial Bank serving a clientele of
over 400,000 depositors and over 23,000 borrowers, through a network of 35
branches country wide. The Bank offers a variety of Products and services
including; Savings, Current accounts, Loans, Money transfer services and Bills
payments to its target market which comprises of micro, small and medium
entrepreneurs, salary earners and youth.

Job Summary:  The Credit Assistant will implement credit
policies and procedures in line with the operating manuals and the strategic
plan.

Key Duties and Responsibilities:  

·       
Advise/sensitize
clients about loan products, and cross sell other Bank products in line with
Bank policy.

·       
Analyze
loan applicants’ financial status, credit worthiness and property evaluations
to determine feasibility of granting loans

·       
Prepare
loan files for presentation to the loan committee and ensure complete
documentation of all client files in line with the Credit policy.

·       
Mobilise,
educate, assess & enroll new and old customers for the various loan
products on a daily basis in line with the Credit policy.

·       
Disburse
loans to clients on daily basis in line with the set performance targets in
line with credit policy.

·       
Clients’
records filed and correspondences between FTB and customers stored securely as
per FTB’s loan documentation policy and Bank of Uganda requirements.

·       
Receive
and acknowledge receipt of the security pledged by customer and hand over the
same for safe custody to the Credit Supervisor in line with the Credit policy.

·       
Recover
loans on a daily basis so as to maintain portfolio at risk as per Credit
policy.

·       
Enter
loans in the Core Banking System (CBS) as per the approved terms and in line
with the credit administration policy.

·       
Advise/sensitize
clients about loan products, and cross sell other Bank products

Qualifications, Skills and Experience:

·       
The
ideal candidate for the Finance Trust Bank Credit Assistant job must hold a Degree
/Diploma from a recognized educational Institution. Specialization in areas of
Marketing/Commerce/Humanities/Microfinance will be an advantage.

·       
Good
analytical and report writing skills.

·       
Computer
literacy is a must.

·       
Highly
organized person with ability to multitask.

·       
Ability
to work well under pressure and with minimum supervision.

·       
Good
written and oral communication skills.

·       
Good
interpersonal skills.

·       
High
level of integrity and self-initiative.

·       
Willingness
to work in the field at least 60% of the time.

·       
Willingness
to work outside the Central Business District of Kampala

·       
Motorcycle
riding skill is an added advantage.

How to Apply:

All suitably
qualified candidates should address their application to Head, Human Resource,
Finance Trust Bank, Plot 115 & 121, Katwe. P.O. Box 6972, Kampala, Uganda,
and email it to jobs@financetrust.co.ug as well as photocopies of academic
testimonials, and an updated CV. The CV should include telephone contacts and
email addresses of three referees, one of who should be the most recent
employer.

Deadline: 19th December, 2020

NB: Only
shortlisted candidates will be contacted directly on Tel. Numbers 0312 222600
or 0414 341275 ONLY. Please note that in line with the Bank procedures, no job
offers are made online.

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