Job Title: Credit Officer
Organization: EnerGrow
Duty Station: Uganda
About US:
EnerGrow provides
demand stimulation services for utility companies and mini-grid companies,
increasing consumption of energy amongst existing connections and incentivizing
new customers to seek a connection. EnerGrow is an appliance financing company
based in Uganda, founded in December 2017.
EnerGrow is
conducting a pilot financing project for women led businesses in Mbale District
to identify opportunities and inform its program methodology. Their aim is to
grow sustainable, productive business that can increase electricity demand in
Uganda in the long run.
Job Summary: The
Credit Officer is responsible for assessing loan clients and maintaining a
quality loan portfolio. This type of lending is unique and requires a person
who is strict on fully investigating a potential client’s creditworthiness and
stays in constant contact with the customers.
Key Duties and Responsibilities:
·
Evaluate
the credit worthiness of individuals
·
Assist
Sales Executives with identifying beneficiaries/individuals for asset loans
·
Recommend
credit worthiness to Project Manager
·
Manage
customer repayments alongside sales and recovery officers and follow up closely
with customers that miss payments
·
Ensure
that application and loan tracking information is entered into loan database
daily
·
Ensure a
high level of customer satisfaction through a high level of contact with
clients through personal visits, calls, and SMS.
Qualifications, Skills and Experience:
·
The
applicant must be a Degree holder with preference to those with a background in
business related studies
·
3+ years
of work experience with asset-based lending
·
Ability
to work independently
·
High
level of integrity
·
Fluency
in English and Lugisu/Lumasaba
·
Strong
skills MS Office (Excel, Word, PowerPoint)
·
Strong
oral, written and verbal communications skills
·
Commitment
to excellence, outstanding work ethic, and attention to detail
·
Resourcefulness
and creative problem solving
·
Strong
interpersonal skills in a cross-cultural environment.
·
Knowledge
of investigation and evidence gathering techniques.
·
Analytical
and problem-solving skills.
·
Excellent
oral and written communication skills.
How to Apply:
All candidates
should send an updated resume and cover letter to [email protected]. In your cover letter,
please state what excites you most about this role, and what you think will be
most challenging about it.
Deadline: 30th October 2020 by 6pm
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