Head of Credit Analysis Job Placement – DFCU Bank

 

Job Title:    Head
of Credit Analysis

Organisation: DFCU
Bank

Duty Station:  Kampala, Uganda

Reports to: Chief
Commercial Officer

 

About US:

DFCU Bank is a fast
growing commercial bank offering a variety of innovative products and services.
DFCU Limited was started by the Commonwealth Development Corporation (CDC) of
the United Kingdom and the Government of Uganda through the Uganda Development
Corporation (UDC) under the name of Development Finance Company of Uganda
Limited. Later restructuring brought in DEG (of Germany) and International
Finance Corporation (IFC) as equal partners with CDC and UDC, each having a 25%
stake in the company. Its objective was to support long-term development
projects whose financing needs and risk did not appeal to the then existing
financial commercial lending institutions.

 

Job Summary: The
Head of Credit Analysis will be responsible for providing leadership and
direction to the Credit Analysis unit. The role is responsible for originating
and structuring of Customer/Clients’ applications, supporting growth of
profitable and quality portfolio, monitoring, and managing portfolio quality.

 

Key Duties and Responsibilities:  

·       
Provide
leadership and guidance to the team in structuring of new and existing clients
applications/facilities.

·       
Review
and prepare quality credit proposals/applications. Driving the development,
analysis of proposals and liaising with credit to ensure that these are
approved in a timely manner.

·       
Provide
technical support to the analysts to ensure timely delivery of quality
proposals that meet funding criteria.

·       
Work
closely with product development and Product management teams to develop
innovative products in line with changing customer needs.

·       
Regular
contact with credit approval team to drive efficiency and decision time.

·       
Periodic
reviews for the running facilities for the Corporate and Commercial portfolio.

·       
Schedule
client visits for existing and new potential clients especially for complex and
structured deals.

·       
Monitoring
of the portfolio quality to minimize loan loss and NPAs.

·       
Train
and develop staff to constantly improve underwriting skills for the team.

·       
In
liaison with Finance to provide relevant information on funders’ requirements
& legal requirements to structure deals to balance asset risk and maximize
yield/returns based on cash flows ability.

 




Qualifications, Skills and Experience:

·       
The
applicant for the dfcu Bank Head of Credit Analysis job placement must hold a
Bachelor’s Degree with an Accounting, Economics, or Statistics) discipline.

·       
A Master’s
in Finance, Accounting, Project Financing and or professional Finance and
Accounting qualification would be of added advantage.

·       
Credit
analysis and Underwriting Certification training.

·       
Leadership
Training.

·       
8 years’
experience in Credit and Risk management at a Senior Level with a minimum of 2
years in a similar position.

·       
Good
credit analysis and underwriting skills – interpretation of complex financial
statements.

·       
Sufficient
knowledge of Bank lending products in order to make meaningful recommendations
to client financing needs.

·       
Strong
analytical power and decision-making abilities.

·       
Strong
pricing and modelling experience.

·       
Strong
communication, interpersonal and negotiation skills.

·       
People
management and Leadership skills.

·       
A good
team player; with the ability to work under minimum supervision.

·       
Good
presentation skills.

·       
Advanced
forecasting and business modelling.

·       
Ability
to build, train & maintain team cohesion.

·       
A
self-driver who is goals-oriented and able to meet deadlines.

 

 

How to Apply:

All suitably qualified
and interested candidates are encouraged to
send applications with detailed CV’s including present
position and copies of relevant professional/academic certificates (University
Transcript, O and A level) to the email address indicated below; Vacanciesbank@dfcugroup.com

 

Deadline: 31st August 2020

 

For more of the
latest jobs, please visit 
http://www.theugandanjobline.com or find us on our facebook page https://www.facebook.com/UgandanJobline

 

 

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