The Ugandan Jobline

Job Title:   Personal Banker – Incremental Housing
Loans (8 Job Placements)

Organization:
Housing Finance Bank

Duty Station:
Uganda

Reports To: Branch
Manager

Grade: Assistant
Banking Officer

About US:

Housing Finance
Bank, is a Commercial Bank and the leading provider of housing finance
solutions with a vision to be the preferred consumer and business bank with a
focus on housing finance. To efficiently and effectively attain its strategic
objectives, Housing Finance Bank is seeking to hire qualified, versatile and
self-driven individuals to join an exciting opportunity to grow the bank’s
incremental housing loan segment. The objective of the incremental housing loan
is to provide housing financial solutions to low and middle income earners in
both the formal and informal sectors of the Ugandan economy;

Job Summary: To
grow the Bank’s Incremental Housing Loans business through sales, relationship management
and retention of a specified portfolio and ensure portfolio quality in line
with the Bank’s policies and procedures

Key Duties and Responsibilities: 

·       Active mobilization, sensitization,
recruitment and recovery of Incremental Housing Loans from customers

·       Manage existing client relationships to
increase/grow Housing Finance Bank share of wallet in the micro housing space
as well as promoting a savings culture among the customers.

·       Initiate credit applications for assessment /
review by completing the documentation (including financial analysis) and
submitting to Credit Committee for approval in line with Credit policies and procedures.

·       Develop and implement a sales plan and
champion the Incremental Housing loan product selling campaigns to achieve and
exceed sales targets

·       Ensure effective monitoring of loans with
reference to risk management framework, customer service standards and loan
terms through regular visits to clients and manage delinquency /early warning
signs of default by following up on problem clients.

·       Prepare sales and productivity performance
reports as shall be required from time to time detailing the performance
progress.

·       Timely handling of customer queries and
complaints and resolution. Where required, escalate any unresolved queries in
line with the Customer Service Charter.

·       Monitor and evaluate performance of assigned
loan portfolio with reference to risk management frame work, customer service
standards and the loan terms.

·       Liaise with Credit department through the
Relationship Manager Incremental Housing to initiate and participate in the
recovery of delinquent loans in the branch in line with set policies and procedures
governing the recovery process.

·       Any other related duties that may be assigned
from time to time

Qualifications, Skills and Experience:

·       The ideal candidate must hold a Bachelor’s
degree in a business related discipline from a recognized university.

·       At least two  years progressive experience in microfinance
lending business preferably in a Microfinance or commercial bank

·       Proven sales track record in a financial
services industry

·       Good understanding of micro lending processes
and procedures preferably from a microfinance institution or commercial bank

·       Good understanding of portfolio management
process and procedures

·       Sound understanding of Laws and regulations
relating to lending in Financial Institutions

·       Customer centricity

·       Excellent interpersonal and communication
skills

·       High level of integrity

·       Result oriented.

·       Excellent organisational skills

How to Apply:

All Interested
candidates should hand deliver their applications with a recent CV, copies of
all academic transcripts, certificates and testimonials, daytime telephone
contact, postal and email address and three competent referees to:

Head, Human Resouces

Housing Finance
Bank,

Investment House

4 Wampewo Avenue,
Kololo

Please take note
that ONLY shortlisted candidates will be contacted and any form of canvassing
will lead to automatic disqualification.

Deadline: Thursday 23^rd July 2020 at 5:00 pm

For more of the latest
jobs, please visit https://www.theugandanjobline.com  or find us on our facebook page https://www.facebook.com/UgandanJobline

Related Jobs