10 Corporate Bankers (Several Fresher Customer Service Jobs) – KCB Bank

Organization: KCB
Bank
Duty Station: Kampala,
Uganda
Reports to: Corporate Relationship Manager
About US:
KCB Bank Uganda
which is part of KCB Group, East Africa’s largest commercial bank that was
established in 1896. Over the years, the Bank has grown and spread its wings
into Tanzania, South Sudan, Uganda, Rwanda and Burundi completing the East
African circuit in the year 2012. Today, the Group has the largest branch
network in the region with over 238 branches, 950 ATMs and 8,000 agents
offering banking services on a 24/7 basis in East Africa. KCB Bank Uganda was
established in the year 2007 and has grown to become one of Uganda’s top ten
commercial banks. Currently KCB Bank Uganda has 14 branches complemented with
16 ATMs spread on Kampala Road, Commercial Plaza, Ben Kiwanuka, Luwum Street,
Oasis Mall Sixth Street, Arua, Elgon Masaba, Fort Portal, Gulu, Hoima, Lira,
Mbarara and Jinja that offer trade financing, corporate and retail banking
services to customers.
Job Summary:
The Corporate Banker supports the Corporate Relationship Manager in day to day
management of an assigned portfolio and provide analysis on key assigned
Liability relationships. The incumbent will direct, control and coordinate all
banking, lending and operations associated with the assigned portfolio of
accounts with the intention of monitoring acceptable risk and maximizing bank’s
return from each clients.
Key Duties and Responsibilities:
Relationship Management
·       
Manage
the portfolio in liaison with the Relationship Manager and in their absence,
assume full responsibility of the assigned portfolio.
·       
Maintenance
of an effective client Call program, carrying out clients visits and compiling
a call report.
·       
Run with
a customer experience initiative to build customer loyalty and up selling of
KCB products and services to the allocated portfolio
·       
Attend
to queries/routine correspondence emanating from internal and external
customers.
·       
Providing
an interface between the Bank, existing and prospective customers in order to
maintain good customer relations, and meet customer needs within the strategic
objective of the Bank.
Liability Growth
·       
Grow the
banks liability book and help attain capital adequacy ratios on the balance
sheet.
·       
Prepare
product proposals and do presentations to both potential and existing customers
in line with intelligence collected.
·       
Regular
monitoring of inflows and outflows on the assigned portfolio in order to
achieve healthy downstream growth of value chain. I.e. Funds for onwards
lending to customers of our clients
·       
Acquisition
of new customers and offer advisory services on the unique products and
services offering to them.
·       
On-board
customers to tailor made solutions that benefit their needs and justify their
pricing.
·       
Cross
sell other bank products i.e. Mortgage, Personal Loans on check- off etc.
Income Generation
·       
Achieve
set income targets with the RM (interest income, fees and commissions, forex
income)
·       
Ensure
all income is collected accurately and in good time.
·       
Interest
expense containment through active negotiations with clients in the assigned
portfolio.
Operations &
Audits
·       
Daily
monitoring of accounts to ensure all accounts are within the approved limits.
·       
Taking
remedial actions by pursuing customers to regularize overdrawn positions
·       
Deal and
Confirm investment interest rates in liaison with Treasury
·       
Attend
to Audit queries, perform snap checks monthly and ensure that any
anomalies/exceptions are sorted out.
·       
Continuous
follow up with branches, treasury, Trade finance, transactional banking to act
on customers’ instructions.
·       
Prepare
daily and monthly monitoring reports on liability, asset & incomes for the
assigned portfolio.
Credit Appraisals
·       
Prepare
and submit credit proposals in conformity with Credit Policy guidelines and
requirements in liaison with the Relationship manager whilst maintaining high
standards of Credit Analysis
·       
Collect
and analyse vital data on clients (Market Intelligence) through annual reports,
management accounts, interim reports, industry reports to acquire in depth
knowledge which will facilitate comprehensive review of assigned accounts
relationships and relationships assigned to the Relationship manager
·       
Obtain
account analysis and profitability figures for facilities appraisal purposes.



Qualifications, Skills and Experience:
·       
The applicant
for the KCB Bank Corporate Banker job must hold a University degree in Business
related degree from a recognized and reputable institution
·       
Three years’
experience in Banking
·       
Portfolio
management and product development
·       
A good
understanding of Risk, Compliance policies and procedures
·       
Experience
in developing and supporting business strategy is essential
How to Apply:
All candidates are
encouraged to apply online at the link below.
Deadline: 6th April 2020
For more of the
latest jobs, please visit http://www.theugandanjobline.com or
find us on our Facebook page https://www.facebook.com/UgandanJobline

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