2 Credit Officer-Community Banking (Eastern) Job Placements – Pride Microfinance Limited (MDI) (Pride)

Organization:
Pride Microfinance Limited (MDI) (Pride)
Duty Station:
Kampala, Uganda
Reports to:  The Manager 
ICT  Infrastructure 
About US:
Pride Microfinance
Limited (MDI) (Pride) is the leading Microfinance Deposit Taking Institution in
Uganda with 34-networked branches and 10 contact offices countrywide; regulated
by Bank of Uganda under the MDI Act, 2003.
Job Summary: The Credit Officer will recruit  and 
train  clients  through 
registration  and  loan 
disbursement  which  leads 
to  growth  in 
loan  portfolio.
Key Duties and Responsibilities: 
Achieve and maintain the set monthly targets.
·       Recruit, train clients and disburse loans.
·        Mobilize savings deposits.
·        Sell other
Pride products.
·        Make
CRB credit applications.
·       Follow 
upon  loan  repayment 
and  Loan  Insurance 
Fund  (LIF)  collection 
in  all  CECs.
·       Follow upon loan recovery process.
·       Generate business growth.
Comply with branch and BoU 
set  targets.
·       Follow 
up  payment  for and 
enrollment  of  clients 
on  to  the 
credit  reference  bureau 
before  accessing  loans.
·       Post loans accurately.
·        Prepare weekly monitoring reports on prospective
and  existing  clients.
Compile reports on the ongoing loan disbursement.
·        Update
client loan files.
·        Prepare draft report for submission to the Credit
Supervisor.
·        Recommend 
to  the  supervisor 
any  changes  to 
improve  service  to 
clients.
Filing loan documentation
·       File all relevant information as per Pride’s policies  and 
procedures.
·       Verify completeness of loan application file.
·        Submit
files to credit supervisor for verification.
Key  Result  Areas 
Performance  Measure  /  Kpi
Achieve  and  maintain 
the  set  monthly 
targets  while  on 
probation.
Starting  a 
New  Portfolio:
·       Monthly 
disbursement  of  at 
least  35  new 
loans. 
·       Maintain 
at  least  160 
active  clients  on 
a  monthly  basis
·       Maintain 
at  least  Ugx  55  million 
in  outstanding  portfolio 
on  a  monthly   
basis
·       PAR 
(30  days  past 
due)  of  1% 
and  below
·       Client 
retention  rate  of 
95% 
·        5  new 
VSP  accounts  per 
month
With 
Inherited  Portfolio:
·       Monthly 
disbursement  of  at  least  40 
new  loans. 
·       Maintain 
at  least  400 
active  clients  on 
a  monthly  basis
·       Maintain 
at  least  Ugx 
200  million  in 
outstanding  portfolio  on  a  monthly   
basis
·       PAR 
(30  days  past 
due)  of  1% 
and  below
·       Client 
retention  rate  of 
95% 
·        5  new 
VSP  accounts  per 
month
Achieve  and  maintain 
the  set  monthly 
targets  after  confirmation. 
·       Monthly 
disbursement  of  at 
least  40  new 
loans. 
·       Maintain 
at  least  400 
active  clients  on 
a  monthly  basis
·       Maintain 
at  least  Ugx 
200  million  in 
outstanding  portfolio  on  a  monthly   
basis
·       PAR 
(30  days  past 
due)  of  1% 
and  below
·       Client 
retention  rate  of 
95% 
·        5  new 
VSP  accounts  per 
month
Ensure 
Compliance  of  the 
branch  to  BOU’s 
set  targets.
·       100% 
Credit  applications  for 
all  loans  disbursed 
monthly.
·        90% 
compliance  for  CBA 
each  month.
·        95% 
for  CAP  on 
a  monthly  basis.
·       90% 
for  Borrower  Stakeholders 
(BS)  file
·       90% 
in  Collateral-  Credit 
Guarantee  (CCG)  file
·       90% 
for  Collateral   
Material  Collateral  (CMC) 
file 
·       Financial 
Malpractice  (FM)  file
 Compile 
periodic  reports  on 
the  ongoing  loan 
disbursement  process
.   
·       100% 
accuracy  in  loan 
posting  into  the 
banker’s  realm.
·       Daily 
reports  on  delinquent 
accounts  submitted  to 
Credit  Supervisor.
·       Weekly 
monitoring  reports  on 
prospective  and  existing 
clients  compiled  for 
analysis.
·       5.Ensure 
accurate  and  timely 
filing  of  all 
CBP  documentation.



Qualifications, Skills and Experience:
·      
The ideal applicant should  have qualifications, skills and experience
·      
At least a diploma in a relevant field  

How to Apply:


All suitably qualified and
interested candidates are encouraged to apply online by following the procedure,


·       Create an
Account


·       Fill in your
personal information and upload your Curriculum Vitae (CV), including all your
scanned academic credentials, 3 letters of recommendation from each of the
referees and a passport photo.


·       Submit
online i.e. no hard copy deliveries will be accepted


Deadline: 4th April
2020
For more of the latest jobs, please visit http://www.theugandanjobline.com  or find us on our facebook page https://www.facebook.com/UgandanJobline

Leave a Reply

Your email address will not be published. Required fields are marked *