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Consumer Credit Analyst Job Opportunities – KCB Bank
Job Title: Consumer Credit Analyst
Organisation: KCB Bank
Duty Station: Kampala, Uganda
Reports to: Credit
Manager
About US:
KCB Bank Uganda which is part of KCB Group, East Africa’s
largest commercial bank that was established in 1896. Over the years, the Bank
has grown and spread its wings into Tanzania, South Sudan, Uganda, Rwanda and
Burundi completing the East African circuit in the year 2012. Today, the Group
has the largest branch network in the region with over 238 branches, 950 ATMs
and 8,000 agents offering banking services on a 24/7 basis in East Africa. KCB
Bank Uganda was established in the year 2007 and has grown to become one of
Uganda’s top ten commercial banks. Currently KCB Bank Uganda has 14 branches
complemented with 16 ATMs spread on Kampala Road, Commercial Plaza, Ben
Kiwanuka, Luwum Street, Oasis Mall Sixth Street, Arua, Elgon Masaba, Fort
Portal, Gulu, Hoima, Lira, Mbarara and Jinja that offer trade financing,
corporate and retail banking services to customers.
Job Summary: The Consumer Credit Analyst manages the
lending risk for KCB bank Uganda, through credit analysis in accordance with
the Bank’s lending policies, BOU Prudential Guidelines and best practice to
achieve quality growth in the asset book in line with the strategic plans
Key Duties and Responsibilities:
·
Quality assessment and prudent decisions on
Personal loans, SME, Asset Based Finance, Agriculture, Trade finance loans and
overdraft applications within lending discretionary limit and /or making
recommendations to higher approving authority
·
Compliance with target turnaround time and the
agreed service level agreement(SLA)
·
Provide input in the development,
implementation, review of and compliance with the banks credit policies and to
also adhere to best practices and BOU
prudential regulations, authority, for amounts exceeding delegated limits
·
Review performance of any approved limits
·
Provide prompt guidance, mentoring, coaching and
support on all aspects of credit as and when required.
·
Identify training needs for staff dealing with
Credit related issues.
·
Promptly address all issues concerning Asset
Based Finance, Agriculture, Trade finance SME loans and ODs raised in the
Credit Audit Reports within the stipulated period after date of receipt of
Audit Report
·
Provide guidance and control as per policy
requirement on credit risk aspects of Personal loans, SME, Asset Based Finance,
Agriculture, Trade finance loans and overdraft credit assets and activities to
ensure that the group achieves its financial business development and service
targets.
·
To play a role in the communication of changes
in credit policy and procedures.
·
Review of applications that have gone bad and
identify areas that were over looked, so that such areas are made point of
future references or even forming part of future credit policy amendments
Qualifications, Skills and Experience:
·
The ideal candidate for the KCB Bank Consumer
Credit Analyst job must hold a University degree preferably in Economics,
Business, Statistics or related business field; Credit Certification.
·
Master’s Degree is an Added Advantage.
·
At least four (4) years’ experience including 3
years in Credit Analysis on consumer and SME products.
·
Knowledge of Banking Operations/Credit Processes
·
General Banking Knowledge.
·
Analytical and Critical Thinker.
·
Passion for Performance.
·
Self – Drive, Flexibility, Focus and attention
to detail.
How to Apply:
All candidates are encouraged to apply online at the link
below.
Deadline: 6th March 2020
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