Product Manager- Business Loans Job Placement – FINCA Uganda

Product Manager- Business Loans
Organization: FINCA Uganda
Kampala, Uganda
Uganda is a subsidiary of FINCA Impact Finance and part of a network of 21
microfinance institutions and banks that provide socially responsible financial
services that enable low-income individuals and communities to invest in the
future. FINCA Uganda currently offers loans, savings and money transfer
services in Uganda, one of the most competitive and dynamic microfinance
markets in the world.
Job Summary:   The Product Manager – Business Loans is
responsible for all Business Lending Credit activities within FINCA Uganda.
This responsibility includes achieving all client, portfolio and PA.R targets
while working directly with Regional Managers, Branch Managers, Credit
Supervisors and Loan Officers allocated to the product and supporting the
Credit Manager and the Regional Manager in the implementation of the products
in compliance with the policies and procedures .
Key Duties and Responsibilities: 
·       Developing, designing,
and reviewing the Credit Analysis and Risk Management processes and tools.
·       Training guiding and
mentoring Credit Supervisors in line with FINCA Uganda lending policies and
procedures and also work with Compliance to identify all aspects of
non-compliance within the policies and procedures in the implementation of the
·       Designing, innovating
and ensuring quality delivery of business lending product lines and initiating
implementation strategies and action plans for growth
·       Executing Credit
Committee processes in accordance to policies and procedures, reviewing
appraising and approving loans above branch approval limits.
·       In conjunction with the
Legal Officer, preparing and drafting instructions for all delinquent client files
to be sent to the external Lawyers and Auctioneers for litigation and closely
following up on these cases including executions of warrant of arrests and
attachment of collateral.
·       Making periodical review
of FINCA Uganda’s credit processes and making recommendations to Management for
the purposes of correcting any inadequacies.
·       Setting up, supervising
and coordinating the work of soft collections for the product to ensure quality
loan portfolio at all times.
·       Effectively organizing
and attending regular head office based delinquency meetings and ensuring that
all branches regularly hold the weekly and monthly delinquency meetings
·       Conducting supervision
visits to all branches and reviewing the lending process to ascertain level of
compliance to policies and procedures, existence of the clients, businesses to
which the loans have been disbursed, verifying the quality of collateral
pledged and reviewing the loan field analysis conducted by the loan officer.
·       Supporting the Credit
Manager and Operations team in delivering superior customer experience across
all FINCA service delivery channels.

Qualifications, Skills and Experience:
·       The ideal applicant must
hold a Bachelor’s Degree in Commerce, Accounting and Business Administration or
an equivalent.
·       At least two year’s work
experience as a Branch Manager or one year in a similar role within a
Financial/Banking sector.
·       An Accounting
professional qualification and an MBA is an added advantage
·       Excellent communication
and presentations skills.
·       High level of numeracy,
analytical and statistical skills,
·       Strong organizational
skills and ability to work on own initiative.
·       Good business acumen,
knowledge of the market and ability to align work with strategic goals.
·       Must have integrity,
ability to inspire the trust of others
How to Apply:
candidates who so wish to take up this role in the aforementioned capacity are
encouraged to send their applications with detailed CVS including present
position and copies of relevant professional/academic certificates to
Deadline: 31st
January 2020
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