Senior Credit Risk Manager- Policy, Assurance and Advisory Job Placement – DFCU Bank

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Job Title:      Senior
Credit Risk Manager- Policy, Assurance and Advisory

Organization: DFCU
Bank

Duty Station: Kampala,
Uganda

Reports to: Head
Credit Risk Management

About US:

DFCU Bank is a fast
growing commercial bank offering a variety of innovative products and services.
DFCU Limited was started by the Commonwealth Development Corporation (CDC) of
the United Kingdom and the Government of Uganda through the Uganda Development
Corporation (UDC) under the name of Development Finance Company of Uganda
Limited. Later restructuring brought in DEG (of Germany) and International
Finance Corporation (IFC) as equal partners with CDC and UDC, each having a 25%
stake in the company. Its objective was to support long-term development
projects whose financing needs and risk did not appeal to the then existing
financial commercial lending institutions.

Job Summary:   The Senior Credit Risk Manager- Policy,
Assurance and Advisory will mainly  drive
and implement the credit risk management assurance framework and program by
aligning internal credit risk methodologies, policies, processes and tools with
the bank’s risk appetite, statutory requirements and leading risk practices and
enforcing compliance to the aligned criteria in order to ensure a “No-surprise”
environment, and thus minimize repeat assurance and audit findings.

Key Duties and Responsibilities: 

  • Conduct periodic benchmarking and alignment of credit risk policies,
    procedures, product papers, systems and credit risk tools to the bank’s
    risk appetite, regulatory and statutory guidelines as well as leading risk
    practices.
  • Conduct regular credit risk assurance reviews of the activities,
    transactions and processes of PBB, DIB (<15bn/=), Credit Approval,
    Documentation and Special Assets management to verify that deal
    origination, analysis, evaluation/ assessment and approval is effective
    and in line with the set risk appetite, credit underwriting criteria,
    policies, product paper guidelines and report any breaches accordingly.
  • Periodically assess compliance by the business and credit to any
    other regulatory and statutory requirements.
  • Identification of any changes in transaction types undertaken by the
    Business and Credit that may affect the agreed Risk profile and
    proactively recommend remedies.
  • Provide guidance to stakeholders on areas of improvements in credit
    analysis, assessment, approval, administration, settlement and recovery.
  • Provide professional advice and assistance to the Business and
    Credit Approval team in structuring client facilities appropriately and in
    conformance with regulatory requirements in order to maximize revenue for
    the bank.
  • Periodically review the underwriting standards and performance of
    workplace Schemes for identification and mitigation of Credit Risk.
  • Facilitate the Credit Risk Control Self-Assessment process for
    business and Credit to ensure that all set mitigants to key Credit risks
    are in place and well respected.
  • Continuously review the end-to-end lending process, proactively
    identify potential risks and develop specific recommendations for new or
    enhanced Credit risk controls.
  • Conduct regular training in Credit risk management for all relevant
    stakeholders and utilize a lesson’s learnt approach in order to embed a
    culture that learns from past experiences.
  • Participate in the digitization of core processes to simplify,
    standardize, and automate them, in order to reduce non-financial risk and
    increase efficiency—in particular, Credit risk-related processes

Qualifications, Skills and Experience:

  • The applicant for the DFCU Bank Senior Credit Risk Manager- Policy,
    Assurance and Advisory job placement must hold a University degree or
    equivalent, in Economics, Banking or Finance.
  • Master’s degree in relevant field or professional Credit
    certification or ACIB.
  • Detailed knowledge of risk management policy, procedures &
    pricing.
  • Working knowledge of credit products in Personal, Business and
    Corporate Banking.
  • Comprehensive technical credit skills with an ability to deal with
    top end Commercial lending proposals.
  • Appreciation of regulatory and statutory guidelines.
  • Knowledge on macro-economic and sector performance.
  • Credit underwriting skills.
  • Good understanding of Financial lending products.
  • Good business awareness and specific industry awareness.
  • Keen attention to detail.
  • Good interviewing skills to enlist required information.

How to Apply:

All candidates who
so wish to join the banking sector in the aforementioned capacity are encouraged
to send their applications with detailed CVs including present position and
copies of relevant professional/academic certificates (University Transcript, O
& A level) to: Vacanciesbank@dfcugroup.com

Deadline: 27th September 2019

NB: dfcu
Bank does not solicit/accept payment in cash/kind from prospective candidates
in exchange for shortlisting or job placement. Any candidate who engages in
this kind of transaction is aiding and abetting fraud and will be automatically
disqualified.

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