The Ugandan Jobline

• Assess application as per the policy guidelines and make appropriate
  decision (approvals, declines or rejects) in line with discretionary
  limits.
• Capture fate of loan application on the system and standard
  template.
• Confirm loan documents include signed offer letter with an offer
  amount which is within range.
• Recommend all approved secured loans for security perfection and
  issue offer letters.
• For secured loans, sanction the loan, issue offer letter and
  recommend for security perfection.
• For rejects and declines; stamp and sign and update the system and
  assessment form before forwarding to receipt desk.
• Forward all offer letters whose amounts are out of range to the
  receipt desk for out bound courier.

• Ensure that all loans meet the set product lending criteria before
  approval.
• Ensure that all loan applications to be captured on the system and
  have been vetted with the vetters stamp and signature.
• Forward all suspicious loan applications to the fraud team for
  investigation.
• Conduct snap checks as assigned by line manager.
• Ensure safe custody of documents (loan applications and supporting
  documents), tools (Assessors stamp) and pass words to all systems.
• Ensure accuracy of information entered in the system and standard
  template (assessment form) at all stages of the assessment process.

• Respond to queries relating to the loan assessing process from
  various stake holders with the set timelines.
• Adhere to timelines within the service level agreements (SLAs) to
  ensure efficiency and quick turnaround time (TAT) in loan processing.

• Share best practice and any red flags that are a result of the
  assessment process.
• Support other members of the front end team and others in the loan
  processing team when required to ensure business continuity and
  achievement of business targets.

• The ideal candidate for the Barclays Bank Underwriter job should
  hold a Bachelor’s degree
• Credit certification from any recognised Institution.
• General banking Knowledge
• Speed and Accuracy
• Computer literacy (strong keyboard skills)
• Analytical ability
• Communication skills
• Decision making skills (judgement skills)
• High level of attention to detail
• Organizational skills
• Interpersonal skills
• Understanding the Barclays end to end retail lending process.
• Extensive understanding and knowledge of Barclays Retail lending
  policies.
• Knowledge of finance or accounting.
• Know your customer (KYC) standards.
• Customer service, TCF and complaints handling.
• Sanctions and Anti money laundering.
• Information security awareness,
• Good records management skills
• Data privacy.
• Fraud awareness.
• Performance development.
• Barclays retail lending policies and end to end processes.
• Product knowledge (Retail Asset products)
• Transact SM
• Credit analysis.

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