Several Fresher Credit Officer Lending Operations Job Opportunities – DFCU Bank

Organization: DFCU
Bank
Duty Station: Kampala,
Uganda
Reports to: Product
Manager
About US:
DFCU bank is a fast
growing commercial bank offering a variety of innovative products and services.
DFCU Limited was started by the Commonwealth Development Corporation (CDC) of
the United Kingdom and the Government of Uganda through the Uganda Development
Corporation (UDC) under the name of Development Finance Company of Uganda
Limited. Later restructuring brought in DEG (of Germany) and International
Finance Corporation (IFC) as equal partners with CDC and UDC, each having a 25%
stake in the company. Its objective was to support long-term development
projects whose financing needs and risk did not appeal to the then existing
financial commercial lending institutions.
Job Summary:  The Credit Officer Lending Operations will
capture quality data at loan disbursement, loan administration and loan
retirement in a timely manner, imaging the sanctioned terms and conditions as
spelt out in the offer letter, while ensuring that all insurable facilities
obtain insurance cover before disbursement.
Key Duties and Responsibilities: 
  • Tasked with the daily disbursement of credit in line with approved
    terms and conditions and SLA.
  • Confirm all presented files submitted for disbursement are compliant
    with the regulatory bodies (BOU, Funders, FIA guidelines, Credit Policy
    etc)
  • Accurately amend and vary credit related system static data i.e.
    Interest rates, tenors, credit grades, sectors etc.
  • Place insurance cover on all insurable credit and charge premiums.
  • In charge of the insurance renewal process and handle all insurance
    claims end to end.
  • Link and delink collateral/insurance details on all secured loans.
  • In charge of the securities scan and upload process.
  • Execute all online credit related instructions in line with SLA i.e.
    Pay off/pre-pay/rephasement etc.
  • Write off of all bad loans that have reached 445 days as availed by
    the SAM team
  • Issue invoices and LPOs for lease assets.

Qualifications, Skills and Experience:
  • The applicant for the DFCU Bank Credit Officer Lending Operations
    job placement must hold a university degree from a recognized Institution.
  • Training in various areas of Credit Policy, IFRS, FIA, CRB, AML and
    KYC.
  • One year of working experience in a financial institution
  • Ability to interpreted pre and post disbursement credit decisions
  • Good understanding of the core banking system
  • In depth understanding of the features and operations of all bank’s
    products.
  • Experience in credit operations process redesign and implementation.
  • System user friendly person
  • Strong organization skills
  • Excellent interpersonal skills
  • Good stakeholder management skills.
  • A result-oriented team player.
  • Attention to details.
  • High ethical standards.
  • Highly numerate
  • High integrity levels
  • Highly analytical
How to Apply:
All candidates who
so wish to join the banking sector in the aforementioned capacity are
encouraged to send their applications with detailed CVs including present
position and copies of relevant professional/academic certificates (University
Transcript, O & A level) to: Vacanciesbank@dfcugroup.com
Deadline: 1st November 2018
NB: dfcu
Bank does not solicit/accept payment in cash/kind from prospective candidates
in exchange for shortlisting or job placement. Any candidate who engages in
this kind of transaction is aiding and abetting fraud and will be automatically
disqualified.
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